I just discovered these boards only a handful of months ago but have read up on some truly valuable advice. Today was the 6-month anniversary since my last Amex CLI. A couple months back I product changed my Amex Blue with 7.24% APR to an Amex Blue Cash Everyday while keeping my 7.24% APR. I learned about product changes here. So, using another piece of information I read here I decided to ask for double my current credit limit; something I would have never considered doing until reading these boards. I would usually request small incremental increases. Today I clicked the love button for my $10,000 limit to be increased to $20,000 and was instantly approved. Good stuff.
You know, I was worried about asking for 3x because that would have meant a $30,000 CL. I distinctly remember someone mentioning that AMEX is okay with soft pulls up to $25k. I honestly didn't even think $20k would get approved because I've never in my life requested a CLI of that much at one time. I wouldn't have dared ask for $25k because it was right at that barrier. I didn't want to talk to a rep who was going to ask me what I needed it for. I really didn't need the increase for anything more than improving my utilization percentage. Plus it's also good to know I have an ultimate "emergeny" card with a 7.24% APR.
Has anyone asked and been approved for 25k or did you stay under the threshold and ask for 24 or 24.5k?
I'm curious of this as well. I didn't want to tempt fate so I didn't ask for $25k. I figured $20k was already pushing it. I wonder if anyone has had success with requesting $25k without having to talk to a rep.
