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AMEX GOLD

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danisgods
Regular Contributor

Re: AMEX GOLD

 


@armymom wrote:

I tried the preselect website several times with no luck as well.  About two months ago I decided to apply for the green card anyway and was approved.Smiley Very Happy  With your scores, I'd go for it.Smiley Wink


is the Zync easier to get than the GOLD?

 


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 11 of 20
danisgods
Regular Contributor

Re: AMEX GOLD

 


@Anonymous wrote:

They pulled EX for me, I have 9 inq and five new accounts opened this year.  And was approved.


 

but my FACO EX is 663

 

so , i dont know....


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 12 of 20
Anonymous
Not applicable

Re: AMEX GOLD

I don't know.  Let us know if you apply and the outcome.

Message 13 of 20
Anonymous
Not applicable

Re: AMEX GOLD

Amex does not use FICO they have their own internal scoring system. Go with your gut feeling.

Message 14 of 20
Anonymous
Not applicable

Re: AMEX GOLD

My TU and EQ reports are better than EX.  That's why I was surprised that I actually got approved.

Message 15 of 20
danisgods
Regular Contributor

Re: AMEX GOLD

 


@Anonymous wrote:

They pulled EX for me, I have 9 inq and five new accounts opened this year.  And was approved.


i have 9 inq under EX for this year as well, but 2 of them are for Verizon Fios, and Verizon CellPhone, does it still count as Inq???

 


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 16 of 20
danisgods
Regular Contributor

Re: AMEX GOLD

i got approved the other day for the Best buy rewards $2000 it is not been reported yet, i think i should wait like a month or billing cycle just to get the scored boosted, right??? or no?

Smiley Happy


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 17 of 20
Anonymous
Not applicable

Re: AMEX GOLD

Like the other post said, go with your gut.  I was approved with similar scores as the one's you have.

Message 18 of 20
armymom
Regular Contributor

Re: AMEX GOLD

The Zync seems to be the easier to get from what I've read.  There are more knowledgeable contributors that could better answer that question.

Filed BK 07/07/15 Discharged 10/07/15
Starting scores 11/2015 EQ 567 TU 487 EX 531
Current scores 02/2017 EQ 649, TU 642, EX 651

Cap 1 QS 5000 Cap 1 QS 6500, PenFed Promise 2500, NFCU GoRewards 8000 NFCU CLOC 4000
In the garden until 2018
Message 19 of 20
Anonymous
Not applicable

Re: AMEX GOLD

I'm not sure if Zync is easier. I think they are a approval spree. I was approved on the 9/8 with scores below 700

Message 20 of 20
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