AMEX Maximum Credit Limit?

Focused10 · ‎05-07-2015

I'm just curious...I currently have a $30K limit on my Everyday card and I want to know the maximum that anyone has seen on one AMEX? Just wondering if I should push for more soon?

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robbulous · ‎05-07-2015

I don't know about a limit, but I do know that the higher you go the more likely you are to be requested tax documents or a full blown financial review.

Did you have to provide a W2 to get a 30k limit?

NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%

Luscher · ‎05-07-2015

I didn't have to provide any documentation for my 30K limit with AMEX or any creditor for that matter

Skye12329 · ‎05-07-2015

I think amex is one of those lenders where the sky is the limit as long as income supports.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Luscher · ‎05-07-2015

Once I got a high limit at one creditor the others seemed to follow when I asked for a CLI

CreditCuriosity · ‎05-07-2015

I believe as another posted stated as long as your income can support it, their is no persay lmiit on what you amex can go up to..

Themanwhocan · ‎05-07-2015

@Luscher wrote:
I didn't have to provide any documentation for my 30K limit with AMEX or any creditor for that matter

I also didn't require any documentation for my $30K Amex limit. I work at a large University and we outsource our employent verification to The Work Number, which is an Equifax business. So American Express would probably have no trouble verifying my income without ever contacting me.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

Focused10 · ‎05-07-2015

No, I didn't have to supply any documentation for $30K and I would have no problem providing it for any amount. I'm just curious on how high they go.

Thanks for the responses.

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red259 · ‎05-07-2015

@Focused10 wrote:
I'm just curious...I currently have a $30K limit on my Everyday card and I want to know the maximum that anyone has seen on one AMEX? Just wondering if I should push for more soon?

How did you get your limit? Was it an instant approval at this limit? Auto CLI? You requested a CLI to get it there? If you don't care about submitting documents etc and you want a credit line increase there is no harm in asking. Amex will give much higher credit lines and you are no where even close to the max of their limits. People run millions through amex.

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

rlx01 · ‎05-07-2015

Amex don't check The Work Number as far as I can see (no INQs reported).

I'm surprised CCC's don't check it. But then again it won't include partner income, investment income, etc.