AMEX PC Advice

[DrJim]

I have an AMEX Gold that I got last August (2010).  I use it every month and PIF.  Also have WF ($11K CL no balance) and NFCU ($10K CL no balance).  I would like to get an AMEX Platinum Delta Skymiles card.  Should I wait until just before one year anniversary?  Any advice appreciated.

[Anonymous]

I've only done one PC with Amex so I'm far from being an expert on the subject but my understanding is that you can't pc from a charge card to a credit card, so a pc would not be possible. If you want the Delta card, I would apply for it now since it will be backdated to 4/10. The earlier in the year that you pick up new cards, the better. With over 6 months of favorable history with them you should be easily approved.

[Anonymous]

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@Anonymous wrote:
I've only done one PC with Amex so I'm far from being an expert on the subject but my understanding is that you can't pc from a charge card to a credit card, so a pc would not be possible. If you want the Delta card, I would apply for it now since it will be backdated to 4/10. The earlier in the year that you pick up new cards with, the better. With over 6 months of favorable history with them you should be easily approved.

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Correct. You cant PC from a charge to a credit card. Its a new app.