cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX Platimum Points Question

tag
Scuba
Frequent Contributor

AMEX Platimum Points Question

I should know this but dont.

 

I have a lowly 20K points on my Platimum amex and the same number is showning on my Zync.

 

I want to close my Platimum but dont want to lose the points.

 

Are the points interchangable between the 2 cards?

 

Forum members always talks about MRE points and the like but i never understood what the differences are.Smiley Embarassed

Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

Re: AMEX Platimum Points Question

Basic difference is that MRE points are not transerable to travel partner frequent flier/stay programs.   You can move your plat points to Zync, and then they become MRE.  However, if you get a "real" MR card again, they effectively become MR points and can be transferred.

 

One possibility is to wait till April 2 and get the new Everyday card, which has no AF and keeps the points as MR.

 

But if you don't plan to transfer points to hotel or airline programs, might not be worth it.  You can keep the points on your Zync and choose other types of awards.

Message 2 of 20
Lin55
Frequent Contributor

Re: AMEX Platimum Points Question

MRE points are MR Express points - that's what the Zync has. Green to Platinum (and the future Everyday cards) has regular MR points.

 

Regular MR points can transfer to airlines (which is where you get great value redemptions, 2-8% back depending on how you know how to use them). MRE points basically gets didly squat. I think it earns 1% cash back.

 

While you have a Green-Platinum card, all your points are considered regular MR points. As soon as you ONLY have the Zync, they become MRE.

 

Get the new Everyday card next month (no AF), then all your points will be regular MR again. then cancel your Platinum after.

Message 3 of 20
twist7d7
Regular Contributor

Re: AMEX Platimum Points Question

What kind of points do the charge cards (gold) earn? is it the same as the new everyday card?

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 4 of 20
Lin55
Frequent Contributor

Re: AMEX Platimum Points Question


@twist7d7 wrote:

What kind of points do the charge cards (gold) earn? is it the same as the new everyday card?


Zync = MRE points.

 

Green, Gold, PRG, Platinum, MB Platinum card, MB credit card, Centurion, Everyday, EverydayP all earns regular MR points. 

Message 5 of 20
Anonymous
Not applicable

Re: AMEX Platimum Points Question


@Lin55 wrote:

@twist7d7 wrote:

What kind of points do the charge cards (gold) earn? is it the same as the new everyday card?


Zync = MRE points.

 

Green, Gold, PRG, Platinum, MB Platinum card, MB credit card, Centurion, Everyday, EverydayP all earns regular MR points. 


Yes.  And the Amex Blue (which I expect to go away soon!) is also MRE

Message 6 of 20
Lin55
Frequent Contributor

Re: AMEX Platimum Points Question


@Anonymous wrote:

@Lin55 wrote:

@twist7d7 wrote:

What kind of points do the charge cards (gold) earn? is it the same as the new everyday card?


Zync = MRE points.

 

Green, Gold, PRG, Platinum, MB Platinum card, MB credit card, Centurion, Everyday, EverydayP all earns regular MR points. 


Yes.  And the Amex Blue (which I expect to go away soon!) is also MRE


lol, the whole world always forgets the Blue.

Message 7 of 20
twist7d7
Regular Contributor

Re: AMEX Platimum Points Question

This makes me really want to trade in my BCE to the everyday card. i dont want to be earning two different kinds of points.

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015
Message 8 of 20
Lin55
Frequent Contributor

Re: AMEX Platimum Points Question


@twist7d7 wrote:

This makes me really want to trade in my BCE to the everyday card. i dont want to be earning two different kinds of points.


If you like the 3-6% cash back in groceries then stick with the BCE. If you like the transferring to airlines, go with the Everyday card(s)!

 

I see use from both cards depending on the person. The regular Blue card however I see going obsolete.

Message 9 of 20
Anonymous
Not applicable

Re: AMEX Platimum Points Question


@twist7d7 wrote:

This makes me really want to trade in my BCE to the everyday card. i dont want to be earning two different kinds of points.


Current belief is that you cannot PC, you would have to app.

 

Depending on spend and how you value MR, the everyday card may not be better for all.  You also have to do 20 transactions a month, which may take transactions away from other cards (although 20 per month isn't a lot).

 

Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.