AMEX Pre-approval

Shogun · ‎04-07-2015

I just got through PIF my AMEX BCE. Upon completion, I got this on the thank you page.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

mongstradamus · ‎04-07-2015

@Shogun wrote:
I just got through PIF my AMEX BCE. Upon completion, I got this on the thank you page.

Nice i have never ever gotten pre-approval from them no matter if i PIF or not lol

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

Anonymous · ‎04-07-2015

Nice.. But I hope you are not going to take it as they are advertising the same offer on their website..

Anonymous · ‎04-07-2015

I always bill pay on my bank's end. This is a good reason I should start using amex own website for paying bill.

Shogun · ‎04-07-2015

@Anonymous wrote:
Nice.. But I hope you are not going to take it as they are advertising the same offer on their website..

I have no need for it right now. Just nice know it's offered.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎04-07-2015

@Shogun wrote:
@Anonymous wrote:
Nice.. But I hope you are not going to take it as they are advertising the same offer on their website..
I have no need for it right now. Just nice know it's offered.

Excellent.. Hopefully Amex can show me some pre-approval luv also

Anonymous · ‎04-07-2015

Why not take the offer. Then when it comes time for the AF to post PC it back to the PRG.

CreditCuriosity · ‎04-07-2015

@Anonymous wrote:
Why not take the offer. Then when it comes time for the AF to post PC it back to the PRG.

AF first year is $395, no free year... That is just the standard offer.

Shogun · ‎04-07-2015

I did notice the verbiage says pre-approved, not pre-qualified though.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

pizza1 · ‎04-07-2015

sure is nice to get those kinds of approvals!