My scores below are true ficos. According to Credit One... I have one collection account reporting. My current cards are: BOA World Points 1000, Credit One 1050, NY&Co 1260, Newport News 650, Care Credit 4000, HSBC 2% cash back 800, HSBC Discover 300, Macy (Not sure of the limit), AMEX BCP $2000<--- MY highest limit....... He said i could call back in 60 days and they will increase my limit... My sign on bonus is awesome.... Spend $500 in 90 days and get 30,000 points.... AWESOME!!!!!
Credit One shows that my score went from 658 to 748 in one month.. I know its a FAKO but it works for me... I know what to try for a Chase Freedom....
