AMEX Question

[Anonymous]

If I called AMEX Credit Bureau Unit through a number listed on this site.  Could I ask them to use a credit report I pulled myself FICO report if I gave them the number to recon for a AMEX blue?  Also I have been a AU on my wifes card for a few years with a 12+ year history on the card.  Would a new card I got approved for pick up the history from my AU card, History of the AMEX website "Been a member since 2008" or start from the date approved? 

Hope that makes since if you have any questions just ask.

[trumpet-205]

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@Anonymous wrote:

If I called AMEX Credit Bureau Unit through a number listed on this site.  Could I ask them to use a credit report I pulled myself FICO report if I gave them the number to recon for a AMEX blue?  Also I have been a AU on my wifes card for a few years with a 12+ year history on the card.  Would a new card I got approved for pick up the history from my AU card, History of the AMEX website "Been a member since 2008" or start from the date approved? 

Hope that makes since if you have any questions just ask.

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AMEX only does recon if your credit report is inaccurate. Furthermore they don't take into consideration of AU. I'm pretty sure they don't accept outside CR as well.

AMEX's policy is to not backdate on AU card. Some people managed to slip the crack, but most people don't.

[Anonymous]

Ahhh not a problem does not really matter either way I was just curious.  I will be applying before to long just doing a few things first.  I was just trying to get a good ideal of what possible out comes could happen.  Going to cancel the AU card anyways after I get a new individual card was just curious.  I appreciate your answer of my questions thanks.