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AMEX Upgrade offer

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Anonymous
Not applicable

AMEX Upgrade offer

Have an offer to upgrade AMEX Everyday to Everyday Preferred.  Offer is 40k MR points if $2k spent in next 3 months.  Two questions:

1) How solid of an offer is this?  I can hit the spend no problem and current offer to sign up for Everyday Pref seems to only be 15k MR so seems like a no brainer right?

2) How solid are AMEX offers in general as in, no hard pull, anyway I request it and get denied?

 

I also know, but just confirming, if I take this offer, I can no longer receive a sign up bonus in future for Everyday Pref correct?

Message 1 of 5
4 REPLIES 4
Brian_Earl_Spilner
Credit Mentor

Re: AMEX Upgrade offer

It's a done deal, you just have to accept. There shouldn't be a HP since you're only converting the card. No, you won't be eligible for a SUB in the near future unless you downgrade and they offer you a new upgrade.

    
Message 2 of 5
Wavester64
Valued Contributor

Re: AMEX Upgrade offer


@Brian_Earl_Spilner wrote:

It's a done deal, you just have to accept. There shouldn't be a HP since you're only converting the card. No, you won't be eligible for a SUB in the near future unless you downgrade and they offer you a new upgrade.


@Anonymous ^^^ This Smiley Happy






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Message 3 of 5
NoHardLimits
Valued Contributor

Re: AMEX Upgrade offer

I accepted this very same offer a few months ago.  My upgrade was approved immediately, and I received my replacement card in the mail roughly one week later.  No hard inquiry, and the 40k bonus points posted 3 days after I completed the minimum spend.

May 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 0/6, 1/12, 2/24 | Util: 1% | DTI: 1%
Message 4 of 5
MrDisco99
Valued Contributor

Re: AMEX Upgrade offer

Best signup offer I ever saw on that card was 30K, so a 40K upgrade offer is pretty awesome.

Message 5 of 5
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