@Anonymous wrote:Lucky you. I've had my platinum for the same amount of time as you and I was charged the whopping AF on my first statement cut. Good to see you being honest and upfront with the CSR about you not being charged your annual fee and actually documenting it. I would be paranoid not paying my AF I'll probably overthink and feel like it'll ruin my internal scores with them or come back later to haunt me and have Amex tell me I didn't pay such and such etc. but hey in your case the CSR said it was waived so document and record it and consider yourself lucky lol.
btw even tho they're both platinum cards. Except one is the Mercedes Benz version, I thought PC weren't allowed until your card is at least 1 year old? Maybe cause they're both platinum versions so it was allowed? I may want to PC to the gold prg whenever I'm allowed to.
Yes, it is very odd. I have only heard of active military, Ameriprise or Morgan Stanley getting the fee waived with restrictions of course.
In regard to the product change restriction; The annual fee for the MB Platinum is $475 and the regular Platinum is $450. I didn't increase my annual fee, it decreased, so I think this is probably why. From what I understand, you can do a product change to a lower annual fee card within the first 13 months. You just cant go to a higher annaul fee card. It could also be that this is the same card essentially. I did take advantage of the $100 MB certificate good for MB Apparal and Merchandise. I just didn't feel like I was going to use the other perks and the sign up bonus was better at 50k compared to the 40k with regular Plat.
I am very paranoid in general... Haha, so I wanted to get everything squared away in regard to this. I am still expecting it to hit at some point, but that is the paranoia in me, and hopefully everything that the CSR said was accurate. Either way... I love this card. 
The annual Membership Fee is not waived on the Platinum Card, and I do apologise for the CCP's misinformation. Under normal circumstances, the fee will charge at the close of the first billing cycle. I haven't seen an offer to waive the annual fee on the Platinum Card in many years, but do you think it's possible you did have such an offer attached to your account? Unfortunately if it does get billed, regardless of what the CCP said, this is a part of the Cardmember Agreement that we are quite strict on:
"This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement."
I secretly wish you luck in not being charged that fee, though!
@Anonymous wrote:The annual Membership Fee is not waived on the Platinum Card, and I do apologise for the CCP's misinformation. Under normal circumstances, the fee will charge at the close of the first billing cycle. I haven't seen an offer to waive the annual fee on the Platinum Card in many years, but do you think it's possible you did have such an offer attached to your account? Unfortunately if it does get billed, regardless of what the CCP said, this is a part of the Cardmember Agreement that we are quite strict on:
"This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement."
I secretly wish you luck in not being charged that fee, though!
@ Hey @Anonymous do you know the correct rule in product changes? Is it okay to downgrade from a platinum to gold prg within the first year? Or are you only eligible for a product change AFTER the first year is up with the card?