@renclan wrote:Hey all,
What message would I receive if I asked for cli before the 61 days? Would it tell me ineligible or something else? Thanks! I applied too early and received the 7-10 messaged, but no email showing status.
I think the 61 days rules no longer valid. You can ask for cli anytime now, and if you are denied not due to ineligibility, you will have to wait 90 days to ask for cli again.
@takeshi74 wrote:
@renclan wrote:Hey all,
What message would I receive if I asked for cli before the 61 days? Would it tell me ineligible or something else? Thanks! I applied too early and received the 7-10 messaged, but no email showing status.
Covered in the guide:
You'd get an outright denial for jumping the gun. 7-10 may be a denial or an income verification.
I think that guide needs to be updated, it say:
"If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date."
AFAIK everyone that jumped before the 60 days now and get a denial, have to wait 90 days. Maybe some lucky ones will apply at 61 days and get the CLI but I bet most will get an 'ineligibility' response because they have to wait 90 days from the denial. Only the 6 months rule hasn't changed (hope they will change to 3-4 months 
)
@newhis wrote:
@takeshi74 wrote:
@renclan wrote:Hey all,
What message would I receive if I asked for cli before the 61 days? Would it tell me ineligible or something else? Thanks! I applied too early and received the 7-10 messaged, but no email showing status.
Covered in the guide:
You'd get an outright denial for jumping the gun. 7-10 may be a denial or an income verification.
I think that guide needs to be updated, it say:
"If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date."
AFAIK everyone that jumped before the 60 days now and get a denial, have to wait 90 days. Maybe some lucky ones will apply at 61 days and get the CLI but I bet most will get an 'ineligibility' response because they have to wait 90 days from the denial. Only the 6 months rule hasn't changed (hope they will change to 3-4 months
^+1, been asking for an update for awhile. For whatever reason it hasn't been addressed. Really it is only that paragraph that needs to be reworded
@CreditCuriousity wrote:
@newhis wrote:
@takeshi74 wrote:
@renclan wrote:Hey all,
What message would I receive if I asked for cli before the 61 days? Would it tell me ineligible or something else? Thanks! I applied too early and received the 7-10 messaged, but no email showing status.
Covered in the guide:
You'd get an outright denial for jumping the gun. 7-10 may be a denial or an income verification.
I think that guide needs to be updated, it say:
"If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date."
AFAIK everyone that jumped before the 60 days now and get a denial, have to wait 90 days. Maybe some lucky ones will apply at 61 days and get the CLI but I bet most will get an 'ineligibility' response because they have to wait 90 days from the denial. Only the 6 months rule hasn't changed (hope they will change to 3-4 months
^+1, been asking for an update for awhile. For whatever reason it hasn't been addressed. Really it is only that paragraph that needs to be reworded
Well it would also help to change the wording that AMEX never gives out CLIs before 61 days. We know now that that isn't the case.
@Anonymous wrote:
@CreditCuriousity wrote:
@newhis wrote:
@takeshi74 wrote:
@renclan wrote:Hey all,
What message would I receive if I asked for cli before the 61 days? Would it tell me ineligible or something else? Thanks! I applied too early and received the 7-10 messaged, but no email showing status.
Covered in the guide:
You'd get an outright denial for jumping the gun. 7-10 may be a denial or an income verification.
I think that guide needs to be updated, it say:
"If you jumped the gun before the 60 days/6 months rule, the reason for denial is considered ineligibility. If that is the case you can reapply after the original and correct 60day/6month timeline. You do not have to wait an additional 90 days, so the clock doesn't get reset. If you were eligible and got denied due to other factors, then you are ineligible to reapply for another 90 days since the denial date."
AFAIK everyone that jumped before the 60 days now and get a denial, have to wait 90 days. Maybe some lucky ones will apply at 61 days and get the CLI but I bet most will get an 'ineligibility' response because they have to wait 90 days from the denial. Only the 6 months rule hasn't changed (hope they will change to 3-4 months
^+1, been asking for an update for awhile. For whatever reason it hasn't been addressed. Really it is only that paragraph that needs to be reworded
Well it would also help to change the wording that AMEX never gives out CLIs before 61 days. We know now that that isn't the case.
Agree