Thanks! The Kroger card won't work because of the mobile pay requirement but maybe the Citi custom cash card. You can only have 1 per person it seems (at least now).
@ptatohed wrote:
@peasandcarrots wrote:
I don't know of any 5% CB cards with no annual fee and no cap. At least not where I live. I'd happily signup for a card like that. Everything I am aware of has a low cap or it's a rotating category.
@Anonymous wrote:
@ptatohed wrote:
Why not ditch the BCP? I have yet to see anyone demonstrate mathematically that the BCP with its $95 AF pencils out over a no-AF 5% grocery card.
Well, probably no-one has done that because it isn't true (assuming "pencils out" means something like "delivers a higher cashback reward")
But most people don't have a no-AF 5% grocery card.
But I agree, with newer cards like the AAA Daily Advantage, 5% up to a $10K cap (and no FTF) is going to beat the BCP for groceries. You would need really heavy streaming to change that.
The citi Custom Cash comes to mind if you used it for only groceries. It has the same/similar cap as your BCP. You can even hold more than one citi CC. The Kroger series of cards offer 5% with mobile wallet (on anything, not just groceries). You can hold any number of the different Kroger World Elite MCs. There are other ways to get 5% or more on groceries.