AMEX keeps doing SP?

[CreditDunce]

---

@Firehorse wrote:

Mine is 1994 or 1995. Can't remember which. I applied for a second card to get a bigger bump. Don't know the results on the second. But it's not a big deal if I don't. I didn't take a second hit for it. Added up the open dates to current date in months, divided by number of cards, and then divided by 12 to get a year number. Mine looks like it will be 2.6 AAoA once it's posted.

If I get the second, it'll be 4.5 years. I will have to wait and see what happens. But still... better it to go up than down. I'm eyeing that NASA card and then.... to the garden.

---

2 years for AAoA isn't that bad.  If you are under 1 year now, you will get a big bump.  4 years AAoA is even better.  Plus it only puts you 6 months away from reaching a 5 year AAoA (assuming no new accounts and no old accounts drop off).

[Firehorse]

---

@CreditDunce wrote:

2 years for AAoA isn't that bad.  If you are under 1 year now, you will get a big bump.  4 years AAoA is even better.  Plus it only puts you 6 months away from reaching a 5 year AAoA (assuming no new accounts and no old accounts drop off).

---

That and my history goes back to 1995! I'm planning on closing several newbies from 01/2014. So they'll still age fine. But nothing else to drop off. All the COs are gone. Oldest account previous to this was my BofA which is 2yrs, 1mo.