Ok, so I was a member years ago, and had perfect credit and history with them until my divorce happened, and I went delinquent for a month, and couldn't pay. I ended up paying the account in full for $790. A month later they sent me in the mail the "optima" deal, and I didn't take it. That was 6 years ago. Anyway a couple of months ago when I already had a ton of inquiries and I mean a ton, I reapplied for the green card to see If I was off their black list, knowing full well id be denied. Naturally got denied and the letter stated bk only, so off black list. Today I get an email from them inviting me to take their serve debit card thingy whatever it is....should I? Worth it to get Amex faster after a bk, like at 5 yrs instead of 8-9?? Lol??? Thoughts on this.... It states on the email no credit check.
