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AMEX upgrades?

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afbar1114
Valued Contributor

AMEX upgrades?

does AMEX ever offer to upgrade cards to a higher level charge card? 

EX:

Green can be upgraded to gold

gold upgraded to plat

 

has this ever happended? i am wondering because a co worker said that their parents had amex and they offered them an upgrade to either gold or plat i cant remember. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 25
24 REPLIES 24
jsucool76
Super Contributor

Re: AMEX upgrades?

Tons of offers go out to upgrade charge cards. Some people find an offer right on their online account where they can just do it right their. A lot of people on the forum have reported getting said offers.
Message 2 of 25
afbar1114
Valued Contributor

Re: AMEX upgrades?

i am jsut wondering if i will ever get an offer to upgrade to plat for a cheap AF

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 3 of 25
nicholasyud
Valued Contributor

Re: AMEX upgrades?

U can always ask them to upgrade but i doubt they will grant a ""cheap"" AF. No way. 

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 4 of 25
jsucool76
Super Contributor

Re: AMEX upgrades?

While i doubt you'll ever get an upgrade to a plat with a cheap AF, they do offer things like the senior green, and (i think) the senior gold card, which tend to be slightly cheaper (substantially cheaper if you don't want rewards).
Message 5 of 25
scenery_guy
Established Contributor

Re: AMEX upgrades?

Yes, I received a targeted upgrade offer for Platinum upgrade about 6 months after getting the Gold. Same Platinum AF fee and it's billed first statement (less pro rated AF from Gold). If you are worried about the AF on a Platinum I'm thinking you don't need it or are not ready. I value the perks so the fee is no big deal. Also I don't charge very much on it unless I have a big purchase then it's great. 

Message 6 of 25
nicholasyud
Valued Contributor

Re: AMEX upgrades?


@jsucool76 wrote:
While i doubt you'll ever get an upgrade to a plat with a cheap AF, they do offer things like the senior green, and (i think) the senior gold card, which tend to be slightly cheaper (substantially cheaper if you don't want rewards).

How much AF for the senior gold card ??

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 25
jsucool76
Super Contributor

Re: AMEX upgrades?

Ranges from 55-75 depending on what options you get. I'll try to find the site that lists all the card options. Can't app for senior cards though, have to PC to then.
Message 8 of 25
jsucool76
Super Contributor
Anonymous
Not applicable

Re: AMEX upgrades?


@afbar1114 wrote:

i am jsut wondering if i will ever get an offer to upgrade to plat for a cheap AF


 

Looks ain't cheap. Smiley Happy

Message 10 of 25
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