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CSP but no Amex? Thats the first time I ever saw Chase being less strict. I take it there is no Optima invite if you include them in BK? As someone opening a small business this is my biggest fear. BK I can deal with but not having an Amex would make me sad now that I finally got one.
@bthebuilder wrote:CSP but no Amex? Thats the first time I ever saw Chase being less strict. I take it there is no Optima invite if you include them in BK? As someone opening a small business this is my biggest fear. BK I can deal with but not having an Amex would make me sad now that I finally got one.
Not sure if you were responding to one of my posts, but I definitely fall into that niche, I burned AMEX, Citi, Wells Fargo, and Chase; I am persona non grata for the first three, but Chase recently approved me for a CSP with a starting limit of $11,700. Then there is BofA, I didn't burn them, but they wouldn't let me back in either.
All in all, I'm happy Chase let me back in and other than adding a United Club if I start traveling again, I probably won't be applying for any new credit cards, like, yeesh, maybe ever.
Chapter 13:
I categorically refuse to do AZEO!
Since my Ch 13 discharge a year ago I've got a $10k Amex and a $500 QS...
The one I didn't burn is the one who gave me the highest limit.
I don't much care either... my end goal with Cap One is their higher end cards... like getting my $10k Venture back... not a 1.5% CB card I have a few of those already.
@Horseshoez wrote:Then there is BofA, I didn't burn them, but they wouldn't let me back in either.
I wouldn't feel too bad about it, I'm a Platinum Honors Preferred Rewards member, but can't even get a CLI on the $5000 limit on the CCR card I've had for 12 years.🤣
I didn't even burn them when my world went to poo in 2015, always made my payments on time!