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@Carlile92 wrote:
I really cant believe it they denied me for every other thing I applied for with them but approved me for a personal line of credit for only 500$ but it will give me a chance to show them what I can do and be approved for an auto loan for a measly 1.99% and also a credit card that will grow to a huge cl
Nice
Penfed shut me down for a CC.
The PLOC was instant approval?
I wonder if they use the same pull they would use for CCand auto for 90 days. If they use it for the PLOC also
Glad your recon worked, mine was shot down pretty quick. But nevertheless, great CU to be with. I just have to earn my way the hard way with them ![]()
@Carlile92 wrote:
I really cant believe it they denied me for every other thing I applied for with them but approved me for a personal line of credit for only 500$ but it will give me a chance to show them what I can do and be approved for an auto loan for a measly 1.99% and also a credit card that will grow to a huge cl
Congrats! Penfed started me out with just $500 on their Visa Platinum Cash Rewards CC. In just two years it grew to $23k. Penfed does grow with you if you treat them right.
I've gotten over the idea of credit products from PenFed. It's very unlikely I'll be the kind of customer they want in a time frame that works for us both.
They didnt even counter or recon with me. I guess I will see how it goes with them .If it doesnt go well, I'll stick with USAA who gave me an AMEX 4 days after Penfed denied me.
@CS800 wrote:They didnt even counter or recon with me. I guess I will see how it goes with them .If it doesnt go well, I'll stick with USAA who gave me an AMEX 4 days after Penfed denied me.
PenFed really is a great place for people with perfect credit or who meet their criteria.