In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800. 6/27-FICO: EQ - 789; TU - 781; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.
Well I recently went on my first APR reduction spree
BOA CR- 20.99 tp 16.99
BOA BBR- 18.99 to 15.99
Discover- 22.99 to 20.00
NFCU CR- 15.15 to 11.65
Barclays MC- 24.99 to 23.99
Nothing from Citi
Not bad.. never thought to ask until I read a few threads on this board... Thanks MyFico!!
Wow! That is a success for sure! It never occurred to me either to ask for APR reductions, but once the into APRs on my cards wear off I will definitely go on a little APR reduction spree myself.
