I havent been on here in a while but I wanted to check in and see if anyone has experienced this:
Overstock sent me a letter back in March stating they auto increased my limit to $750. Keep in mind I havent used this card since last August nor have I signed into my account since then. So I said okay that's nice. A few days later I get an alert that they pulled my credit report. So I immediately call them to inquire about it and they stated that I requested the increase. I said no you sent me a letter stating that you increased it yourself since I havent used it in a while. They would not budge with removing the inquiry. I made a complaint and they came back and said the same thing that someone logged into your account and requested it blah blah. So we go back and forth about that so I submit a complaint to CFPB and they send it to FTC or whoever so now I'm waiting on that response. Here's the kicker they send me ANOTHER letter last month saying they increased my card to $1000. I check my spam today and they have increased my card AGAIN to $1250. 
I feel like now they are just playing with me.
So I just came home and checked my mail. Guess who I have a letter from 
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I wonder what the FDIC said that the others didn't. Took 3 different routes to get this removed!! Sheesh. As you can see, THEY gave me an auto increase a month apart. Glad this headache is over!
@Anonymous wrote:I havent been on here in a while but I wanted to check in and see if anyone has experienced this:
Overstock sent me a letter back in March stating they auto increased my limit to $750. Keep in mind I havent used this card since last August nor have I signed into my account since then. So I said okay that's nice. A few days later I get an alert that they pulled my credit report. So I immediately call them to inquire about it and they stated that I requested the increase. I said no you sent me a letter stating that you increased it yourself since I havent used it in a while. They would not budge with removing the inquiry. I made a complaint and they came back and said the same thing that someone logged into your account and requested it blah blah. So we go back and forth about that so I submit a complaint to CFPB and they send it to FTC or whoever so now I'm waiting on that response. Here's the kicker they send me ANOTHER letter last month saying they increased my card to $1000. I check my spam today and they have increased my card AGAIN to $1250.
Wow. Never had that happen. If you've lost confidence in them, can't say I blame you about closing them. I haven't felt their wrath and the crazy unannounced closures (knock on wood) but others have, so why not let them go; its not like you the need account anymore LOL.
