@Anonymous wrote:
It will depend on the scoring model, as some dont count AU accounts. But in general it will give you positive history and utilization as long as she is responsible with it.
Key words in bold ... if you guys break up, or she just decides to stop paying that bill, your credit score will go down the drain.
Establish yourself.
Start with a Cap One secured card if you can't get an unsecured card ... and check out the rebuilding forum here. Lots of good information there.
