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Adding AU to Lowes Account...how do they know with just a name?

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IWOL
Established Contributor

Adding AU to Lowes Account...how do they know with just a name?

I added my girlfriend as an AU to my Lowes account through my online login.

 

 

When you add an AU there it just ask fo rthe name and underneath it says:

 

Please Note:
 

Once we have added your Authorized User to your account, we will begin to report this account to the major credit reporting agencies in both your names; you as the primary cardholder and your Authorized User as an authorized user. As the primary cardholder you will be liable for all charges made on the account by an authorized user.

 

 

How can they report with just the name if the person has a fairly common name? My girlfriends first an dlast name are both faorly common so Im wondering if this is gonna actauuly show up on he rreport or some other girl with the same name. We dont have the same address.

 

 

Anyone have expreince with adding AU's to GE accounts.


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09Lexie
Moderator Emerita

Re: Adding AU to Lowes Account...how do they know with just a name?

I have added my DH but we live at the same address. To this day, PayPal MC reports to just 2 of his CR's . Walmart/Discover reported without issue. I've called them a few times and they have sent requests to update but without the SSN you are really at the mercy of the CB.
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