Adding a new card to portfolio

[CrimsonMoon93]

Got some offers to get a Citi and BOA card. Should I take add any of these card? Would any really be worth it? If not either of these, maybe another AMEX card? I won't be approved for Chase.

Citi

• AAdvantage: I don't really fly AA much, but I can get the 50k bonus miles after $2500 spend for $99 year

• Double Cash: $200 cash back after $1500 spend, 2% cash back

• Custom Cash: $200 cash back after $1500 spend, 5% cash per cycle

• Rewards+: 20k bonus points after $1500 spend, Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.

BOA

• Customized Cash: $200 cash back, 1.5%

• Travel Rewards: 25k bonus points offer, 1.5 points on every $1

My current cards:

• NFCU CashRewards: 1.75%

• NFCU MoreRewards: 3x supermarkets/gas/restaurants

• Discover: 5% rotating

• Amex Delta: 2 miles on restaurants (I use this as my everyday card to rack up miles)

• QuickSilver 1: 1.5% cash back

• QuickSilver (this was upgraded from the Walmart Card): 1.5% (they'll let me upgrade to another Savor or Venture One but 1.25 miles seems terrible)

• SavorOne: 3% back on dining, entertainment, streaming, grocery

[unsungivy]

---

@CrimsonMoon93 wrote:

Got some offers to get a Citi and BOA card. Should I take add any of these card? Would any really be worth it? If not either of these, maybe another AMEX card? I won't be approved for Chase.

Citi

• AAdvantage: I don't really fly AA much, but I can get the 50k bonus miles after $2500 spend for $99 year

• Double Cash: $200 cash back after $1500 spend, 2% cash back

• Custom Cash: $200 cash back after $1500 spend, 5% cash per cycle

• Rewards+: 20k bonus points after $1500 spend, Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.

BOA

• Customized Cash: $200 cash back, 1.5%

• Travel Rewards: 25k bonus points offer, 1.5 points on every $1

My current cards:

• NFCU CashRewards: 1.75%

• NFCU MoreRewards: 3x supermarkets/gas/restaurants

• Discover: 5% rotating

• Amex Delta: 2 miles on restaurants (I use this as my everyday card to rack up miles)

• QuickSilver 1: 1.5% cash back

• QuickSilver (this was upgraded from the Walmart Card): 1.5% (they'll let me upgrade to another Savor or Venture One but 1.25 miles seems terrible)

• SavorOne: 3% back on dining, entertainment, streaming, grocery

---

Both Citi Custom Cash and BofA CCR (for Online Shopping category) have a place in anyone's lineup.

[FicoMike0]

From amex theres,

Bce, no fee, $250 sub for $2000 spend in six months,

Bcp, no fee first year, $300 sub, $3000 spend.

From navy theres,

Flagship, $49 fee, $400 for $3500 spend in three months, plus free Amazon prime. Also pays $120 for global entry.

wells Fargo active cash pays $200 for $500 spend.

here's the complete list:

https://www.doctorofcredit.com/best-current-credit-card-sign-bonuses/

[ptatohed]

---

@CrimsonMoon93 wrote:

Got some offers to get a Citi and BOA card. Should I take add any of these card? Would any really be worth it? If not either of these, maybe another AMEX card? I won't be approved for Chase.

Citi

• AAdvantage: I don't really fly AA much, but I can get the 50k bonus miles after $2500 spend for $99 year

• Double Cash: $200 cash back after $1500 spend, 2% cash back

• Custom Cash: $200 cash back after $1500 spend, 5% cash per cycle

• Rewards+: 20k bonus points after $1500 spend, Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.

BOA

• Customized Cash: $200 cash back, 1.5%

• Travel Rewards: 25k bonus points offer, 1.5 points on every $1

My current cards:

• NFCU CashRewards: 1.75%

• NFCU MoreRewards: 3x supermarkets/gas/restaurants

• Discover: 5% rotating

• Amex Delta: 2 miles on restaurants (I use this as my everyday card to rack up miles)

• QuickSilver 1: 1.5% cash back

• QuickSilver (this was upgraded from the Walmart Card): 1.5% (they'll let me upgrade to another Savor or Venture One but 1.25 miles seems terrible)

• SavorOne: 3% back on dining, entertainment, streaming, grocery

---

The cards you are considering are all over the place.  What are YOU looking for in a new card?