I've gotten mail before with the whole ZIP incorrect, and somehow it still got there. The sorting machines at the post office are amazing.
If correspondence from that lender keeps reliably reaching you, I wouldn't bother changing it. Having a good delivery driver is as important as the sorting machines and I don't have a good one - my mail sometimes floats around the neighborhood and other people's mail comes to me. Sometimes I get letters that aren't even addressed to my town. Therefore, I choose to receive digital delivery of statements and just pray that physical cards actually arrive lol.
VS4: 709
The last 2 numbers in a zip code identify your local post office for delivery. The additional 4 numbers simply make routing easier by identifying a specific area, side of the street, or building. Whether or not it's incorrect depends on who you ask. If a business uses CASS verification, they're getting the correct city and +4 for the address directly from the post office. I've had many customers argue that I'm using the wrong city and +4, but since it's coming from CASS, the customer is actually wrong. Then there are businesses that don't CASS verify and the city and +4 can be wrong while the customer is right.
I routinely get mismatches that are not even close - completely wrong numbers, completely wrong street. Wrong town is rarer, but it happens more often than it should. The guy just sucks, he does things like dump the rest of the street in my mailbox and tossed a $700 package in the bushes. They won't replace or re-assign him, either, *grumbles something about the union*
@FlaDude wrote:
@DXness wrote:If correspondence from that lender keeps reliably reaching you, I wouldn't bother changing it. Having a good delivery driver is as important as the sorting machines and I don't have a good one - my mail sometimes floats around the neighborhood and other people's mail comes to me.
Agree about the carrier. I think I had a dyslexic mail carrier at one point. My street address was 2652 and I regularly had to trade mail with the guy at 2625.
At my previous residence, my regular mail carrier didn't seem to notice if someone on the street didn't actually have any mail scheduled for delivery that day. He apparently didn't pay close attention to the house numbers when delivering, so the the house with no mail would get the delivery intended for the next house, and so on and so on. I supposed he would have noticed by the time he reached the end of the street, but the damage had been done by then. All the residents on the street got used to playing "mailbox relay" where we would retrieve mail from our own box and have to walk it over to the neighbor 1, 2, or 3 houses down. Complaints to the local post office did nothing. We had the same driver for the whole 10 years we lived there.
