Additional Credit One card

ecxpa · ‎06-16-2014

Just logged into my Credit One acct and had an offer for an additional card; they are offering me a new Credit One Mastercard with a limit of @ least $500 with AF of $60. My old card and that's the only reason I still have it.......has a limit of $1125. Is that their maximum limit on a card. Just wondering has anyone else got this offer. Seems like they are just trying to generate more revenue through the annual fee rather than giving out more CLI's.

fot1 · ‎06-16-2014

i hit $1500 on my card before I closed it..

Too many to list..

SunriseEarth · ‎06-16-2014

@ecxpa wrote:
@Anonymous logged into my Credit One acct and had an offer for an additional card; they are offering me a new Credit One Mastercard with a limit of @ least $500 with AF of $60. My old card and that's the only reason I still have it.......has a limit of $1125. Is that their maximum limit on a card. Just wondering has anyone else got this offer. Seems like they are just trying to generate more revenue through the annual fee rather than giving out more CLI's.

I was offered another $250 after mine hit $950, but I grew weary of paying for CLIs. So I could have had $1200 with them. Ugh.

tcbofade · ‎06-17-2014

I got the same offer via snail mail.

My Credit One Visa is my oldest currently open account with a $1,925 limit.

Fico 8 06/01/26: EX 791, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

TheConductor · ‎06-17-2014

I saw the thread title and my immediate response, like a life-saving reflex, was "DON'T DO IT!"

Seriously, one exorbitantly-feed rebuilder card is enough. Not sure what your scores are, but there are better options out there for rebuilding once you have stuck your toe in the door with the CreditOne card. No need to double dip it,

Now, I'm not totally knocking CreditOne - they were part of my rebuild and it's fine enough for them to be part of yours. But if you're at the point where you're getting CLIs and additional card offers from them, you're at the point where you can qualify for something better.

Try for WalMart, Capital One, Barclay unsecured. Maybe even an Amex charge card.

Break out of your cocoon, little butterfly!

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: ~~Prosper $25k/36mo~~, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),

Creditaddict · ‎06-17-2014

Yes, I 2nd, 3rd and 4th do NOT get another Credit One... Credit One should be a stepping stone at best to rebuild and repair your credit and then replace with better credit and CLOSE not add a 2nd one.

One7 · ‎06-17-2014

@TheConductor wrote:
I saw the thread title and my immediate response, like a life-saving reflex, was "DON'T DO IT!"

Seriously, one exorbitantly-feed rebuilder card is enough. Not sure what your scores are, but there are better options out there for rebuilding once you have stuck your toe in the door with the CreditOne card. No need to double dip it,

Now, I'm not totally knocking CreditOne - they were part of my rebuild and it's fine enough for them to be part of yours. But if you're at the point where you're getting CLIs and additional card offers from them, you're at the point where you can qualify for something better.

Try for WalMart, Capital One, Barclay unsecured. Maybe even an Amex charge card.

Break out of your cocoon, little butterfly!

Best advice... ever... lol

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

SunriseEarth · ‎06-17-2014

@TheConductor wrote:
I saw the thread title and my immediate response, like a life-saving reflex, was "DON'T DO IT!"

Seriously, one exorbitantly-feed rebuilder card is enough. Not sure what your scores are, but there are better options out there for rebuilding once you have stuck your toe in the door with the CreditOne card. No need to double dip it,

Now, I'm not totally knocking CreditOne - they were part of my rebuild and it's fine enough for them to be part of yours. But if you're at the point where you're getting CLIs and additional card offers from them, you're at the point where you can qualify for something better.

Try for WalMart, Capital One, Barclay unsecured. Maybe even an Amex charge card.

Break out of your cocoon, little butterfly!

+1. I think Credit One is a good option, if no one else will give you credit. But no, I wouldn't take a 2nd account with them. They helped me with my rebuild, but honestly it was JCP that took me from "shark cards" to "prime."