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One of the advantages I think is that it doesnt 'scare' other creditors into thinking you have too much credit available. My BOA Signature reports as an 'option' but no CL. Technically this increased my total credit by $15K.
What other advantages are there?
I've heard that with the JP Morgan Select, it won't affect your AAOA either.
@Anonymous wrote:I've heard that with the JP Morgan Select, it won't affect your AAOA either.
Yes JP doesnt report at all so the hidden TL is great.
My wife and I each have BillMeLater and NewEgg accounts which do not report. They offer a large number of defferred interest deals for 6 months to a year. So you can carry the 0% interest deals without having high utilization.