@Mm587 wrote:I have been rebuilding for about two years...i currently have a few Capital One QS1 cards and a Barclays AVerage credit... i recently dumped my applied bank and Credit One BAnk cards because they were a little worthless at this point. my TU FICO is 687 and my EQ on myfico is 696....not sure about EX...i am looking for either a Chase, a Discover CArd or any other major card that i may qualify for....i haven't apped in a while....any ideas as to what I should try to get? thanks!!
Aim high! I was recently approved for Chase Freedom with $3k and Amex Gold Delta with $5k with mid-600 scores (all 3). When I was approved for Discover (didn't think I would be) a couple of years ago, score were similar and baddies were 2-3 years old. I think you probably have a good chance, but as always YMMV.
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@Creditaddict wrote:I would apply:
Chase
Discover
American Express
and pick 3 and just go one to the next without stopping regardless of what the first or the second says because the 3rd might be completely different!
+1
@Mm587 wrote:Great advice. I was shopping with my wife and applied for a JC Penny store card to save the 20%. I was approved for only 800.00. I came home and applied for Chase Freedom, Discover IT, and AMEX Blue....approved for Discover IT....7-10 note on the Chase...denied for AMEX......called Discover IT and they said congrats, your live is 5K (largest line yet), called Chase and they said I was denied---asked for recon and after a few minutes they came back and said they will approve for 1500. Haven't called AMEX yet.... thanks everybody
Congratulations! I'm just about to apply for Chase Freedom with year-old baddies; it's good to see your success.
Gardening since May 2015