Advice on applying for credit cards

[jsweeti1]

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Because of the fees and the uselessness.  Those cards are for people who can't get any other card. You're past that stage in your rebuild.

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I have closed out my Capital One Platinum Secured card and will work on closing my Credit One Platinum next. Thank you so much for the advice!

[HarleyGirlInDallas]

I am not sure about the annual fee as I've been told to never get a cc with a fee. 

FWIW, it simply comes down to what is important to you with the AF's. Personally, I had the basic Hilton Honors AmEx as I traveled a lot up until the last 6 months. I didn't want to lose my Diamond status at Hilton so I called AmEx to find out if I could upgrade from the basic card up to the top tier Aspire card.  No credit limit increase - I simply wanted that card because with Aspire you are locked in at Diamond status.  The lady on the phone told me it was no problem so now I have that card. The annual fee is $450 but that equates to 2-3 nights a year so, for me and my business lifestyle, it makes sense.