Alliant CU, is this a good CU to join?

Anonymous · ‎03-13-2010

Do they approve on scores, history or both? Since I wasn't able to get in at NFCU I'm looking for another CU to join. I have joined 2 local CU here in my area but their personal loans only go up to $20,000. I was looking for a home improvement loan.

FICO TU-696 EX-654 EQ-689 as of 12/7/09
FICO TU-718 EX-623 EQ-673 as of 12/15/09 (actual scores)
FICO TU-718 VantageEX-691 FICO EQ-673 as of 1/9/2010
FICO TU-718 VANTAGE-EX-714 FICO-EQ-723 AS OF 2/28/2010
FICO TU-726 FICO EQ-715-3/3/2010
Goal Score (12/31/10): EQ:740 -- TU: 740-- EX: 740

Creditaddict · ‎03-13-2010

they use a EQ Advantage score. They had some popularity about 6 or so months ago with lots of approvals, unless pre-approved upon opening account they seem to always request income verification, if you don't have a problem with that than they are probably pretty good choice.

Anonymous · ‎03-13-2010

I tried to apply for membership online but they couldn't pull credit I have fraud alert so I have to mail in docs.

Anonymous · ‎03-14-2010

Same here, i have a fraud alert on my credit file. I applied today online and was instructed to mail in stuff--I'm not going to follow through with it.

I checked Equifax and they softed me, so I'm just going use that inquiry for a local CU.

Keep us posted if you get approved for a card though