Alliant CU limits

[Jnbmom]

Just curious of how high their credit limits go? I have had 20K limit for quite sometime and hesitant to ask for CLI because I know they HP.

Thanks

[Aim_High]

One of our members who talked to underwriting told me they can go up to $50K, @Jnbmom.  On the other hand, they seem pretty conservative and getting limits close to that may require a lot of spend or high income or deposits.  Just my personal opinion.

For actual data points, I've seen SLs and/or CLIs in the $15K to $30K range so I'm pretty sure it could go up to $30K at least. 

[Jnbmom]

@Aim_High 

Thanks as always 

[CreditHunter007]

You are right, my Alliant Visa Signature $30k 

[CreditOnion]

From everything I've read they only rarely give auto CLI's, and maybe not lately. CLI's requested by customer are HP's.

With that said, I started out with a CL of $15K with them 2.5 years ago, then CLI'ed to $30K about a year ago.

I may may try for another CLI here in a couple of months once I sort out my near-term strategy, especially with the arrival of the USBank Smartly.

[beachbaby]

What income did you put when you applied to get a 30k limit? This is a great limit for Alliant!

[Kforce]

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@Jnbmom wrote:

Just curious of how high their credit limits go? I have had 20K limit for quite sometime and hesitant to ask for CLI because I know they HP.

Thanks

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I got the  card 9 months back.

Was given approx 1/2 my normal starting CL.

Heavy use 70+% CL

Asked a month ago for a CL increase.

Refused " Not enough income"

10k Cl, Income ~200k, All other cards 20k+.

Very conservative, my lowest CL, ever.

However they did not HP me for the denial !

Maybe they HP if you get the increase.

April, I went for the US_Bank Smartly, got starting of 20k.

US_Bank with a new account and new inq, gave me 2x.