i opened a shares account and got preapproved for a CC and an auto loan. i accepted the offers but how do i get approved instead of preapproved? will they call or i need to call them? also, does anyone know if alliant allows product change? they preapproved the rewards visa, but i'd rather opt for the lower APR non-rewards visa for emergency use.
PositiveChange wrote:Go for it. I joined PTA, they did not ask for proof, they approved me for $5,000 cc last week. Pulled EQ, 675-700 credit grade. ASK FOR WHAT LIMIT YOU REALLY WANT AND LET THEM COUNTER OFFER. I should have asked for more than I asked for, but that was before I knew. They told me to call back in a couple months and ask for an increase.It is worth a try.