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Almost maxing out, but PIF. Viewed negatively?

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Anonymous
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Almost maxing out, but PIF. Viewed negatively?

You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?

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Anonymous
Not applicable

Re: Almost maxing out, but PIF. Viewed negatively?


@Anonymous wrote:

You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?


Credit card company loves it!

 

Credit report doesn't know that you PIF and reports it the same as if you carried the balance, but if it is paid down next month. The report will be updated.

 

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