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Almost there - Amex Card just arrived

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Anonymous
Not applicable

Re: Almost there - Amex Card just arrived


@Anonymous wrote:

500s to nearly 700 in a matter of 6 months - that's a solid transformation, congrats! 


Indeed, but think about it, I didn't know about PFDs or requesting early removal from the CRAs and they removed it a few months earlier than scheduled. Smiley Happy

 

Now, back to the garden to grow these cards. I really don't need any more cards at the moment. Mortgage in about 6 months, and then I am set.

Message 11 of 17
9CLINE
Valued Contributor

Re: Almost there - Amex Card just arrived

Congrats !!!!!

Keep up the good work.You're doing great....

 

edit: no spell check


Message 12 of 17
BungalowMo
Senior Contributor

Re: Almost there - Amex Card just arrived

Nice score bump for sure and a nice looking set of cards you've got too.  I had the Credit One card as one of my first rebuilders.  Are you aware that every 6 mos, if not sooner, you can get CLI's??  Every time I called they gave it to me.  Started with a $250 limit & by the time I closed it I was at $950.

 

If you've never asked...I highly recommend it!

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 13 of 17
mongstradamus
Super Contributor

Re: Almost there - Amex Card just arrived

make sure to try and take advantage of the cli opportunities from Amex. you can do your first 3x cli at 61 days, and then its every six months after that you can ask for one . 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 17
Anonymous
Not applicable

Re: Almost there - Amex Card just arrived


@BungalowMo wrote:

Nice score bump for sure and a nice looking set of cards you've got too.  I had the Credit One card as one of my first rebuilders.  Are you aware that every 6 mos, if not sooner, you can get CLI's??  Every time I called they gave it to me.  Started with a $250 limit & by the time I closed it I was at $950.

 

If you've never asked...I highly recommend it!


I never requested a CLI from CreditOne. They gave me a $100 CLI automatically from 300 to 400 after I paid my very first statement, but not since. I keep checking "My Offers" but nothing is showing up.

 

I will be looking into calling them and see what they say. When I got CreditOne, I was in the 500s, so maybe they will give me a CLI if I call. Thanks for the heads up.

Message 15 of 17
Anonymous
Not applicable

Re: Almost there - Amex Card just arrived


@mongstradamus wrote:

make sure to try and take advantage of the cli opportunities from Amex. you can do your first 3x cli at 61 days, and then its every six months after that you can ask for one . 


No Doubt I will be requesting a CLI on my 61st day. I need to bring up the lousy $500 limit on my Every Day, but I also want to increase my skymiles card. LOL. This is going well!

Message 16 of 17
Anonymous
Not applicable

Re: Almost there - Amex Card just arrived


@Anonymous wrote:

@mongstradamus wrote:

make sure to try and take advantage of the cli opportunities from Amex. you can do your first 3x cli at 61 days, and then its every six months after that you can ask for one . 


No Doubt I will be requesting a CLI on my 61st day. I need to bring up the lousy $500 limit on my Every Day, but I also want to increase my skymiles card. LOL. This is going well!


After your first credit line increase in 61days after opening the account, you can request a CLI every six months thereafter.

Message 17 of 17
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