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AmEx pulled all three CRAs!

tag
Anonymous
Not applicable

AmEx pulled all three CRAs!

So I checked my CR tonight and to my surprise I found an inquiry from AmEx on all three on different days, EX on the 2nd, TU on the 3rd and EQ on the 4th. I heard of them double dipping but never all three on different days, I only app'd once for the zync and was approved after I spoke with CSR who had to call my bank(chase) to verify my address.
Message 1 of 6
5 REPLIES 5
Creditaddict
Legendary Contributor

Re: AmEx pulled all three CRAs!

sounds like you need to double check that your correct address is listed as your current address on each credit report... Amex is known to start pulling other reports when something isn't matching up... but do admit this is the first I have heard of all 3... iikkk

Message 2 of 6
smc733
Valued Contributor

Re: AmEx pulled all three CRAs!

Every time I apped with Amex (3), they pulled all 3.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 3 of 6
tray
Valued Contributor

Re: AmEx pulled all three CRAs!


@smc733 wrote:

Every time I apped with Amex (3), they pulled all 3.


That is strange with AMEX in how they randomly pull reports every which way for other people and not others, but it must be just for some type of information needed certainly not score wise.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 4 of 6
haulingthescoreup
Moderator Emerita

Re: AmEx pulled all three CRAs!

 


@Anonymous wrote:
So I checked my CR tonight and to my surprise I found an inquiry from AmEx on all three on different days, EX on the 2nd, TU on the 3rd and EQ on the 4th. I heard of them double dipping but never all three on different days, I only app'd once for the zync and was approved after I spoke with CSR who had to call my bank(chase) to verify my address.

 

This might be the problem. AmEx is very tuned into discrepancies in your personal info on your reports. I'd check all three reports and see how your name is spelled, address versions and so forth.

 

Also, is your credit history on the short side, especially on Experian?

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 6
Anonymous
Not applicable

Re: AmEx pulled all three CRAs!

First time I applied for AMEX they pulled all 3, but ever since then they've been only pulling EX

Message 6 of 6
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