@Caught750 wrote:
@wasCB14 wrote:
@Caught750 wrote:
I had an EDP that was downgraded once it didn't make sense. I also ended up closing my gold card and MAY re-evaluate that next year. I'm not sure the Groceries alone will do it for me. I hate Grubhub too and am not a fan of the strict credit game with AmEx.
Anyway, I signed into my account this morning and saw an upgrade offer for EDP, 25k MR for $2k spend in 3 months. Public offer is 15k MR. Funny thing is I get the pop up when I try to apply for Delta Platinum.
Oh well, I can find a use for this that justifies it and the offer is worth well over the $95 AF. I have tons of everyday purchases that code as gas for 3 points/$ and groceries are 4.5 points/$. I value that at 6 and 9% return, at least, once the world returns to normal. Chase will hold onto spend for their offers, dining, travel, DoorDash, and Lyft. AmEx will get Groceries and Gas. AOD gets everything else.
Thanks AmEx, I'll take it!
25k/$2k to upgrade back to EDP is nice.
I got EDP in 2015 and downgraded to ED after 11 months (before they got stricter about customers keeping a card for a year, and when they still gave partial AF refunds). I got a SUB but it was pretty modest, maybe 15k.
I've never gotten an offer to upgrade back for a new bonus on that card.
For some reason they don't want to give me SUBs but they offer me upgrade bonuses all the time. I upgraded to Hilton Surpass for 150k points and 2 weeks after hitting the spend for that they offered Aspire with 150k points and I hit that too. Try to apply for a Delta card and get a pop up. Log in today and see this. It's just silly lol.
I'm really hoping Platinum is a big obvious yes as I already have EDP and BBP so it would be fairly cheap to run an AmEx set up with Schwab flavor Platinum. I have $1300 in AFs that'll I'll close in the next year so Platinum is an option if it's worthwhile when travel picks up again.
Is the lesson then go with the entry level AMEX, score that bonus, then tap into upgrade offers?
So you could sign up for the AMEX Green, score the 45k SUB, upgrade to AMEX Gold for 50k SUB and then upgrade 75k SUB with Platinum.
45k+35k+60k = 130k membership rewards
Or get the AMEX Platinum 125k, downgrade before the AF is due to Green and start the upgrade cycle all over.
Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
