Amazon Chase Visa

[Anonymous]

When ordering on Amazon today I got offer for a 50.00 gift card if I apply for their Chase Visa.  I finally caved (the free money wore me down).  I was instantly approved for 4000, I'm not sure what a good starting limit is with them.  Can anyone tell me how they are with increases? Will I be stuck at 4000 forever, do they do hp or sp? 

[kdm31091]

Generally speaking your starting limit with Chase is often your final limit unless you ask. If you request an increase its a hard pull. They occasionally do auto increases with a soft pull.

Honestly 4K on the Amazon isn't even bad. I've seen a lot of 500 starting limits on that one.

[Anonymous]

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@kdm31091 wrote:
Generally speaking your starting limit with Chase is often your final limit unless you ask. If you request an increase its a hard pull. They occasionally do auto increases with a soft pull.

Honestly 4K on the Amazon isn't even bad. I've seen a lot of 500 starting limits on that one.

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Oh wow, thanks for the info.  Is Chase always that way? I've never applied with them because if the 5/24 rule. 

[Anonymous]

I posted about a weird thing with this card recently. I was approved for 5K, but when the card came it was 6K. Your scores are a lot higher than mine too so be on the lookout!

[Anonymous]

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@kdm31091 wrote:
Generally speaking your starting limit with Chase is often your final limit unless you ask. If you request an increase its a hard pull. They occasionally do auto increases with a soft pull.

Honestly 4K on the Amazon isn't even bad. I've seen a lot of 500 starting limits on that one.

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Oops, I just noticed you answered that, lol

[Anonymous]

My limit started at $900 in 2009 lol.

7 years later it is at $3K.

Congrats on the approval though! It's a Visa Signature!

[mattmyFIC0]

When I got mine the email said 5K SL but then when I got the card it was actually 8.5K

For my DW with her Freedom card we charged it up to like 90% util and then PIF and they doubled her limit. Of course YMMV

[Anonymous]

I started at $4k and a few months later Chase bumped it up to $5k VS. No heavy use just regular purchases and PIF. Good luck!

[Anonymous]

I just got mine at $4k.  Score is 740 Experian but rated at 652 on the Chase APR info sheet.   Regardless congrats on your approval.   I buy a lot at Amazon.  I don't know how many swipes it's going to get.  I have an Amex BCE that I like to use and I am not fond having the huge Amazon.com logo on the card when I whip it out to pay for meals.

[Anonymous]

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@Anonymous wrote:

I just got mine at $4k.  Score is 740 Experian but rated at 652 on the Chase APR info sheet.   Regardless congrats on your approval.   I buy a lot at Amazon.  I don't know how many swipes it's going to get.  I have an Amex BCE that I like to use and I am not fond having the huge Amazon.com logo on the card when I whip it out to pay for meals.

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Depends on where you get your score from. Did you get it from Credit Karma? 

Credit Karma isn't accurate at all. 

Also, if you buy a lot on Amazon, the store card is better for you, since it gives you 5% back in a statement credit on all purchases, or you can get 6, 12, or 24 months 0% financing on all purchases above $149. 

The Amazon.com credit card actually looks really nice, especially in black, and the Visa Signature logo on the bottom is a shiny metallic look like the rest of the letters and numbers on the card. I wasn't ashamed to use it at all, and I'm picky on card designs.