Amazon Prime Card Equal Pay Questions

[Anonymous]

So, I am looking at possibly making a purchase using the equal pay option on my Prime Visa, but finding exactly how it works is turning out a bit interesting.

I know I will forego the 5% CB to get the ability to pay over time.

1) How does this behave with other charges? Let's say I have $600 ($50/month) on equal pay, and then charge another $100 at regular terms. I would like to be able to keep my card "paid in full" by paying off regular balances as I go. Would the first $50 go to paying the required amount, and anything past that towards the $100? If not, how does it work?

2) If I start paying more than the amount indicatedon the statement, will that affect my required monthly? If I pay things off a few months early how does that work?

3) Would I be able to PiF on that balance at a later date (before the end of the agreed terms)?

I think that's all. Thanks!

[Anonymous]

The “equal pay amount” is simply added to your minimum payment due each month. for example, if your equal pay is 50$ a month and your normal minimum payment is 25$ a month, your new minimum would be 75$ a month.

In other words, you can still keep the account at PIF on non promotional purchases this way. The first 25$ of the minimum will be applied to the non promotional balance. After the entire minimum (rest would be for the equal pay) has been fulfilled all other payments will go towards the non promo balance.