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Ok so i'm thinking about apping for a Amazon Prime Store Card. I have recently opened two cap1 accounts and have around 10 or so INQ including auto rate shopping ones.
I'm wondering before I do a HP on my account how strict SYNC bank is. I also have 1 unpaid collections of 3000 from 2012. Thanks in advance for all the advice. What CRA does sync pull from?
From your signature: Credit Karma is a FAKO. Not a true FICO score and not indicitave of what your result would be. I got a Amazon Store card with a 610 TU FICO score so it's not incredibly difficult. I don't know if they're leery of inquiries or not. If you do get it, expect a low-ish CL like I got ($800). But once your score hits the 660+ range you could try Credit Solutions or the chat to get a CLI.
Synchrony pulls from TransUnion. For many people the beginning credit line is quite low. Mine was 700.00. I am sure you will get input on your other questions.
When I got mine they pulled TU and that score was 630 and my UTL was at about 75%. SCL was $800. This was in May. I got a CLI to $6k a couple of months ago.
got mine with a TU 625 and $600 SL
Okay. Think i'm going to go app right now. BTW I was denied the other day from US Bank Academy Card and when I reconed it they told me this UPDATE INCREASE via US Bank HP TruFico 11.29.15 TU 654 I'm guessing thats myFico score correct?
I would recommend applying as part of a purchase.
@Anonymous wrote:I would recommend applying as part of a purchase.
Why? I honestly don't think it makes an enough difference
APPROVED
Thanks for all the input! My CL is $800 but im in!
Congrats!!!!
@Anonymous wrote:APPROVED
Thanks for all the input! My CL is $800 but im in!
Congrats!!!!