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Amazon Secured Card applications are back

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Anonymous
Not applicable

Amazon Secured Card applications are back

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3

Message 1 of 19
18 REPLIES 18
Velar_nyc19
New Contributor

Re: Amazon Secured Card applications are back


@Anonymous wrote:

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3


 

Interesting. Who do they pull in NY ? Do they pull sagestream ?

Message 2 of 19
Anonymous
Not applicable

Re: Amazon Secured Card applications are back


@Anonymous wrote:

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3


Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻

Message 3 of 19
Anonymous
Not applicable

Re: Amazon Secured Card applications are back


@Velar_nyc19 wrote:

@Anonymous wrote:

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3


 

Interesting. Who do they pull in NY ? Do they pull sagestream ?


It's Synchrony so they usually pull TU but have been known to pull EX too and very rarely they'll pull EQ. SageStream seems to be more and more common so it wouldn't surprise me if they pull it. 

Message 4 of 19
Anonymous
Not applicable

Re: Amazon Secured Card applications are back


@Anonymous wrote:

@Anonymous wrote:

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3


Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻


You're getting to the point that you should be able to get the regular card honestly. My TU8 was 647 when they gave me mine with an $1800 limit. Obviously everyone is different but I would rather burn a HP to find out if I can get the regular card first. 

Message 5 of 19
jmcmillan
Frequent Contributor

Re: Amazon Secured Card applications are back

It seems, from the reviews, that approval is not easy.

Message 6 of 19
razzy116
Established Contributor

Re: Amazon Secured Card applications are back

I got the Amazon secured card, my tu score was 665, tried the pre-qual was never approved.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 7 of 19
designated_knitter
Established Contributor

Re: Amazon Secured Card applications are back


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

They took it down awhile back but it looks like they have brought it back. 

10% APR and 2% cash back on Amazon and Amazon Fresh if you have a Prime membership, after 12 months it can get regular Amazon Store Card features including 5% cash back on Amazon and Fresh but the APR goes from 10% to 25.99%. 

https://www.amazon.com/Synchrony-Bank-Amazon-com-Secured-Store/dp/B084KP3NG6/ref=lp_3561432011_1_3


Interesting. I'm interested but I'm still going to wait until at least Jun for my first card's 1 year. Might need to wait until September for the 6 months on my 4 additions in March. I have a bunch of new TL's. Must let things ripen. 🍇 Thanks for the heads up. 🙏🏻


You're getting to the point that you should be able to get the regular card honestly. My TU8 was 647 when they gave me mine with an $1800 limit. Obviously everyone is different but I would rather burn a HP to find out if I can get the regular card first. 


Same here...however, it was my first new trade line in over 6 months at the time so not sure if that would have had an impact.

 

But at this point, definitely expect a pull from TU, EX, and Sagestream.  At the time, I did have EX frozen (didn't know they pulled multiple CRAs) and still got approved but had to do some extra phone verification.

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 8 of 19
calyx
Super Contributor

Re: Amazon Secured Card applications are back

Thanks for the update @Anonymous 

 

This would've been amazing back when I was building/rebuilding.   Good to know it's back.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 9 of 19
Anonymous514
Established Contributor

Re: Amazon Secured Card applications are back

Anyone know if it graduates though?




Message 10 of 19
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