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Amazon store card credit limit

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Turbobuick
Established Contributor

Re: Amazon store card credit limit

I had to get my card out of my desk drawer. Not a card necessary to wallet. It's a silly storecard with huge APR. Only needed if you want to buy big ticket item on interest free terms.  If you need to make a single purchase of more than your limit, I'm pretty sure you could get an instant CLI.

 

Mine says to click for increase, but I don't see any need at this time.

Available Credit* :$6,600.00Request Increase
Total Credit Limit :$6,600.00 
 
Message 11 of 19
Anonymous
Not applicable

Re: Amazon store card credit limit

@gxcue can you verify with a screenshot that you have a $30,000 Amazon Store card credit line, not the Amazon Discover card. Highest Amazon Store ONLY (not the Amazon Discover Card) CL I've found anywhere online is $15K, so $30K is like seeing a unicorn. Thanks

Message 12 of 19
Rlandon87
Regular Contributor

Re: Amazon store card credit limit

i called in yesterday and asked for a CLI .... I had 800 and was surprised when they told me I was approved for more. I told them I was looking to buy a Bugatti Veyron as a one time no interest purchase... they agreed and raised my limit.

 

 

PROOF!

 

cli.jpg

 photo ficos3.jpg
Message 13 of 19
j_casteel
Valued Contributor

Re: Amazon store card credit limit


@Rlandon87 wrote:

i called in yesterday and asked for a CLI .... I had 800 and was surprised when they told me I was approved for more. I told them I was looking to buy a Bugatti Veyron as a one time no interest purchase... they agreed and raised my limit.

 

 

PROOF!

 

cli.jpg


seems legit

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 14 of 19
Berk
Established Contributor

Re: Amazon store card credit limit

It is that time of year when I try to get my CLs increased. I just did one card for a $4,000 increase and the other for a $10,000 increase. All my FICOs are around 750-760. I just asked Amazon (via chat) for a CLI and was denied. I am currently at $4000 with them and have never asked for an increase before. they bumped me from $1700 to $4000 about 5 years ago after I had the account for about 4 months. I pay the balance in full every month unless it is an interest free offer and I use the card all the time. I will never exceed the 4 grand but a CLI is always nice. I am surprised at the denial.

 

Any suggestions on why I was denied?

Message 15 of 19
SunriseEarth
Moderator Emeritus

Re: Amazon store card credit limit


@Anonymous wrote:

@Anonymous can you verify with a screenshot that you have a $30,000 Amazon Store card credit line, not the Amazon Discover card. Highest Amazon Store ONLY (not the Amazon Discover Card) CL I've found anywhere online is $15K, so $30K is like seeing a unicorn. Thanks


IME, I can't recall seeing anyone post a GECRB CL that exceeded $29,000.   Member experience on this board has firmly established overall exposure at ~$100K for GECRB/SyncB (in some cases, much lower).  

 

(edited based on further info in thread)



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 16 of 19
Anonymous
Not applicable

Re: Amazon store card credit limit

Actually I've confirmed on CB.com in weekly updated postings that the high on any GE/Sync card is $35,000 CL and on Amazon it's $30K (been verified) but that CL could also be $35K I imagine just haven't confirmed it and the $100K mark could be off by $20K. UW's have told others its $120K exposure not $100K. So it's somewhere in between those numbers.

Message 17 of 19
SunriseEarth
Moderator Emeritus

Re: Amazon store card credit limit


@Anonymous wrote:

Actually I've confirmed on CB.com in weekly updated postings that the high on any GE/Sync card is $35,000 CL and on Amazon it's $30K (been verified) but that CL could also be $35K I imagine just haven't confirmed it and the $100K mark could be off by $20K. UW's have told others its $120K exposure not $100K. So it's somewhere in between those numbers.


That's very interesting.   The $100K is pretty set based on member experience here; however, the membership here does't necessarily reflect the entire credit population.   So it's probably not too far above $100K, as you've seen evidenced outside this forum.  I'll amend my prior post.  

 

GE/Sync does vary.   The LUV button won't take people past certain CLs, but higher CLs exist throught auto-CLIs or the intervention of Credit Solutions.   



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 18 of 19
Anonymous
Not applicable

Re: Amazon store card credit limit

Sadly most members on MyFico are not members on CB.com or other great credit boards with even more members, case studies and information. I use them all and then compile the data/research and share on both sites. The ONLY max CL exposure numbers I've ever seen on any boards is either $100K or $120K, no other numbers seen of any kind. So I'm pretty sure it's in between $100K-$120K for sure.

Message 19 of 19
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