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I had to get my card out of my desk drawer. Not a card necessary to wallet. It's a silly storecard with huge APR. Only needed if you want to buy big ticket item on interest free terms. If you need to make a single purchase of more than your limit, I'm pretty sure you could get an instant CLI.
Mine says to click for increase, but I don't see any need at this time.
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@gxcue can you verify with a screenshot that you have a $30,000 Amazon Store card credit line, not the Amazon Discover card. Highest Amazon Store ONLY (not the Amazon Discover Card) CL I've found anywhere online is $15K, so $30K is like seeing a unicorn. Thanks
@Rlandon87 wrote:i called in yesterday and asked for a CLI .... I had 800 and was surprised when they told me I was approved for more. I told them I was looking to buy a Bugatti Veyron as a one time no interest purchase... they agreed and raised my limit.
PROOF!
seems legit
It is that time of year when I try to get my CLs increased. I just did one card for a $4,000 increase and the other for a $10,000 increase. All my FICOs are around 750-760. I just asked Amazon (via chat) for a CLI and was denied. I am currently at $4000 with them and have never asked for an increase before. they bumped me from $1700 to $4000 about 5 years ago after I had the account for about 4 months. I pay the balance in full every month unless it is an interest free offer and I use the card all the time. I will never exceed the 4 grand but a CLI is always nice. I am surprised at the denial.
Any suggestions on why I was denied?
@Anonymous wrote:@Anonymous can you verify with a screenshot that you have a $30,000 Amazon Store card credit line, not the Amazon Discover card. Highest Amazon Store ONLY (not the Amazon Discover Card) CL I've found anywhere online is $15K, so $30K is like seeing a unicorn. Thanks
IME, I can't recall seeing anyone post a GECRB CL that exceeded $29,000. Member experience on this board has firmly established overall exposure at ~$100K for GECRB/SyncB (in some cases, much lower).
(edited based on further info in thread)
Actually I've confirmed on CB.com in weekly updated postings that the high on any GE/Sync card is $35,000 CL and on Amazon it's $30K (been verified) but that CL could also be $35K I imagine just haven't confirmed it and the $100K mark could be off by $20K. UW's have told others its $120K exposure not $100K. So it's somewhere in between those numbers.
@Anonymous wrote:Actually I've confirmed on CB.com in weekly updated postings that the high on any GE/Sync card is $35,000 CL and on Amazon it's $30K (been verified) but that CL could also be $35K I imagine just haven't confirmed it and the $100K mark could be off by $20K. UW's have told others its $120K exposure not $100K. So it's somewhere in between those numbers.
That's very interesting. The $100K is pretty set based on member experience here; however, the membership here does't necessarily reflect the entire credit population. So it's probably not too far above $100K, as you've seen evidenced outside this forum. I'll amend my prior post.
GE/Sync does vary. The LUV button won't take people past certain CLs, but higher CLs exist throught auto-CLIs or the intervention of Credit Solutions.
Sadly most members on MyFico are not members on CB.com or other great credit boards with even more members, case studies and information. I use them all and then compile the data/research and share on both sites. The ONLY max CL exposure numbers I've ever seen on any boards is either $100K or $120K, no other numbers seen of any kind. So I'm pretty sure it's in between $100K-$120K for sure.