American Eagle Card

Chrisla2077 · ‎05-25-2015

Does anyone actually use their American Eagle Card? I'm considering closing mine..despite having just got it in March. It only has a $150 limit ..and from what I've read this card does not grow with you very quickly. The only reason I want it is for the extra 20% off sales they have for using it every so often.

Any opinions?

Anonymous · ‎05-25-2015

I've had 2 different cards since 2008 and I can't tell you the last time I actually used mine. I am probably going to let it auto close and not really shed a tear at all about it and it's $300 limit

MissMoni223 · ‎05-26-2015

I too started out with a very LOW limit of $150 and now I'm at $2,000 thanks to calling in since they don't have a chat feature. I use it here and there, but it's great for utilization and since there's no AF I'm keeping it. Just something to think about. Call in and request a CLI. Shoot for the stars and they will counter.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

Membersince2013 · ‎05-26-2015

Had a $2500 limit. Close it this year because i learned that they'll never reduce the astronomical APR. i didnt use it for the past 2 years anyway

Chrisla2077 · ‎05-26-2015

I hadn't thought about the fact that it was good for utilization and no AF

Anonymous · ‎05-26-2015

I started with a $300 dollar limit 11 months ago, and now has a $4000 limit. I buy clothes there alot and PIF when I purchase so I do not pay interest. I like the reward cert. that you get for using the card, as well as all the coupons they send you. The longer you keep the card open and in good standing (are your score gets higher) they will make you an offer for the American Eagle Visa card.

Chrisla2077 · ‎05-27-2015

THanks all. I only got it for the possibility of the Visa. I've seen others say it has taken years. Hopefully they will not take this long.