American Express Co-signing?

shyboy · ‎03-10-2008

hello it's me again shyboy. I was wondering if its possible to have a co-signer when applying for an amex card and if its possible if i get a co-signer does amex sends that other person the statements.

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks

Anonymous · ‎03-10-2008

shyboy wrote:
hello it's me again shyboy. I was wondering if its possible to have a co-signer when applying for an amex card and if its possible if i get a co-signer does amex sends that other person the statements.

Amex does not do joint accounts at all.

Amex does do authorized user accounts, but will only send statements to the primary cardholder.

shyboy · ‎03-10-2008

so can they co-sign for me or not

Message Edited by shyboy on 03-10-2008 08:28 PM

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks

Anonymous · ‎03-10-2008

shyboy wrote:
so is that a yes or no

I gave the answer I gave to cover all bases because I don't know what you mean by "co-signer".

If you mean joint accounts, Amex doesn't do joint accounts.

If you mean AU accounts, Amex does AU accounts but don't send statements to the AU.

If that's not what you are asking, then can you rephrase you question?

shyboy · ‎03-10-2008

what i mean is when im applying for an amex card can my dad include his information and income and ssn to get a better chance of getting an amex card

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks

shyboy · ‎03-10-2008

sorry for the misunderstanding

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks

Anonymous · ‎03-10-2008

shyboy wrote:
what i mean is when im applying for an amex card can my dad include his information and income and ssn to get a better chance of getting an amex card

OK, you are asking about a joint account. If you are getting an Amex in your own name, then no, Amex will not allow that.

Anonymous · ‎03-10-2008

Nope-

He can open an account and add you as an AU-

Your example is a joint account- Amex does not do joint accounts

shyboy wrote:
what i mean is when im applying for an amex card can my dad include his information and income and ssn to get a better chance of getting an amex card

Anonymous · ‎03-10-2008

shyboy wrote:
sorry for the misunderstanding

No worries. I'm glad we finally met in the middle.

shyboy · ‎03-10-2008

thanks everyone for the quick response. I don't where i would be without this site and all its members. Thanks a million everyone.

-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks