OK i have just been introduced to the American Express family today and I have a question.... I do not know the decision on my application yet for my BCP but i was approved for the True Earnings card what i would like to know though is ... Let say i do not get approved for the BCP how would i go about if i wanted to eventually PC the True Earnings to the BCP....
Is it even possible?
How long would I wait?
Any Specific CL i must have?
@Creditaddict wrote:
@shaun2009 wrote:OK i have just been introduced to the American Express family today and I have a question.... I do not know the decision on my application yet for my BCP but i was approved for the True Earnings card what i would like to know though is ... Let say i do not get approved for the BCP how would i go about if i wanted to eventually PC the True Earnings to the BCP....
Is it even possible?
How long would I wait?
Any Specific CL i must have?
Not possible when it comes to costco.
its a co branded card that they don't allow PC.
but if PC was allowed it would be after 13 months usually but future cards wouldn't have to wait that long if you already have a card over 13 months
Understand... answered all my questions..
Thanks..
*Hope I get Approved for the BCP which i doubt but its only a soft pull if denied so doesnt really matter*
@shaun2009 wrote:
@Creditaddict wrote:
@shaun2009 wrote:OK i have just been introduced to the American Express family today and I have a question.... I do not know the decision on my application yet for my BCP but i was approved for the True Earnings card what i would like to know though is ... Let say i do not get approved for the BCP how would i go about if i wanted to eventually PC the True Earnings to the BCP....
Is it even possible?
How long would I wait?
Any Specific CL i must have?
Not possible when it comes to costco.
its a co branded card that they don't allow PC.
but if PC was allowed it would be after 13 months usually but future cards wouldn't have to wait that long if you already have a card over 13 months
Understand... answered all my questions..
Thanks..
*Hope I get Approved for the BCP which i doubt but its only a soft pull if denied so doesnt really matter*
Correct, SP if denied, HP if approved. If you have apped for the BCP within minutes, let's hope for the 1HP for both cards, but since both cards are revolvers, I've seen in a different thread that it was 2HPs when they app'ed for 2revolvers.
Best of luck!
@shaun2009 wrote:OK i have just been introduced to the American Express family today and I have a question.... I do not know the decision on my application yet for my BCP but i was approved for the True Earnings card what i would like to know though is ... Let say i do not get approved for the BCP how would i go about if i wanted to eventually PC the True Earnings to the BCP....
Is it even possible?
How long would I wait?
Any Specific CL i must have?
Congrats on your Costco card and good luck w/BCP! 
I have Costco & BCE and use them 90% of the time.
@Anonymous to try for a CLI after 60 days. I started w/$2k on Costco and CLI'd to $6k @ 60 days. You can only CLI one after 60 days and then wait 6 mos if you want to CLI the other card.
If you don't get the BCP, I'd wait 6 mos or maybe till January for better backdating, and app again. I got my BPE 1 yr after the Costco card.
Good luck!
@Open123 wrote:As others have mentioned, PCs aren't allowed into or out of Costco.
I suspect, like the Chase Amazon, it's an agreement to keep an issuer from poaching Partner's customers. As you can imagine, neither Amzn or Costco would be too thrilled if people app for their cards only to PC to exclusive Chase or Amex products.
Regarding the TE, it's great for gas at Costco, but for regular Costco spend, it's 1% cashback, which is hardly compelling. All other Amex cards are at least 1% and many others are better to use for Costco non-gas spending.
I think its 2% spending at Costcos according to there terms on the site but i got it for specific use at Costco because upon signing up for the membership i was reading that they only accept Costco Amex , Debit cards and Cash and i just figured why not apply and at least get something out of it then spending regular cash... And i think the 3% is for all US Gas Stations not just Costco from the way it sounds in the terms ....So i'm guessing it could be my Costco and Gas Card til i get something better if BCP doesnt come through.
Well that would have come in handy before i applied for the TE i could have just went for a basic one but nevertheless still a success now even if i dont get approved for the BCP i locked in a backdate of 3/2014 for any future Amex cards..