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The rumor is out there, the Card between Platinum and Centurion....OPTIO.
Can anyone chime in ?






































Still only a rumor. But to give credit where credit is due, I believe the news first broke right here on myFICO in the Garden Club thread not long before the DOC post.
@K-in-Boston wrote:Still only a rumor. But to give credit where credit is due, I believe the news first broke right here on myFICO in the Garden Club thread not long before the DOC post.
Where is the Garden Club ?






































@K-in-Boston wrote:
Personal Finance:
https://ficoforums.myfico.com/t5/Personal-Finance/bd-p/Retirement
Yo, I thought we discussed this the other day. First rule of Garden Club: you don't talk about garden club

While I don't have any information to give, reading the article I am intrigued at the card and definitely interested.
They recently raised the Centurion Card annual fee to $5,000/year, so I could see the Optio happening.
Color me skeptical.
Chase back when they released the CSR suggested they weren't done yet... but now we're seeing what amounts to a reduction or a refactoring of rewards and there's been nothing about releasing a super-CSR.
Centurion has never been about the rewards frankly, whereas Plat absolutely is. Not quite sure where the middle ground is for anything other than AF's.
Admittedly I saw on Reddit the other day looking for further news about Jamie's post (which still seems only here) that this new Optio card would be the new "White Amex" ![]()

@K-in-Boston wrote:Still only a rumor. But to give credit where credit is due, I believe the news first broke right here on myFICO in the Garden Club thread not long before the DOC post.
In addition to the above, it was previously discussed in the link provided below. Hopefully, depending on the dialogue here, this thread won't be locked.
Lets be careful on this thread. The other i see has been locked due to some rule breaking. Please lets keep it clean and some what facts or maybe fortune telling or real real facts somone find on the web. As I find useful info int he next 10 months ( the Green card thread ) I will try to post it here.
Thank You all.





































