American Express

[Anonymous]

I use my Amex card for most monhtly expenditures and pay it down each month in full. Is the use of Amex card this way considered the same as a regular credit card?

[Appleman]

Welcome Chip1965, can you give us a bit more information?

What type of AMEX card is it? 

I am not sure if FICO has any different scoring models when comparing say an AMEX Gold card (charge) versus an AMEX Everyday Preferred (credit card). 

[myjourney]

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@Anonymous wrote:

I use my Amex card for most monhtly expenditures and pay it down each month in full. Is the use of Amex card this way considered the same as a regular credit card?

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Welcome to the forum 

I would assume that this is a charge card and no it is not viewed any different with the exception of UTL  factors 

Store cards, Charge cards and CC's are all considered revolving credit with the only difference being Amex charge cards need to be paid in full each month