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Amex 10,000 MR points Pay Over Time

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USF
Established Member

Amex 10,000 MR points Pay Over Time

Did anyone get the offer from Amex recently for enrolling their charge card in Pay Over Time to get 10,000 MR points? I recently upgraded my old Zync card to the new Gold card and received the offer a few weeks later. They lured me in with a 40,000 point upgrade offer but was sorta bummed I did not get 50k like most new apps but this 10k made up for it lol. 

 

For those wondering said it would take 8-12 weeks for the points to show up if approved for POT but my points showed up in only a few days and my POT limit was $35K!

Message 1 of 10
9 REPLIES 9
Shadowfactor
Valued Contributor

Re: Amex 10,000 MR points Pay Over Time

I received a flier in the mail with this offer. Tried to do it online but it says they are not able to process my request and to please contact customer service.
So I called the number on the flier and Amex keeps claiming that the marketing team hasn’t added the offer to my account. It’s been 3 weeks now with 2 additional phone calls and I’m not making any progress.





Total Revolving Limits $254,800

Message 2 of 10
USF
Established Member

Re: Amex 10,000 MR points Pay Over Time

They sent mine via email and gave me 2 options: online or call in... I enrolled online in a few clicks. I intend on PIF every month so that was the easiest 10k MR pts ever Smiley LOL

Message 3 of 10
NRB525
Super Contributor

Re: Amex 10,000 MR points Pay Over Time

Congrats Smiley Happy

When I got my PRG a few years ago, I wasn’t aware there might be a bonus for POT. 

 

It is possible AMEX was happy you gave up your Zync Unicorn 🦄 

Message 4 of 10
wasCB14
Super Contributor

Re: Amex 10,000 MR points Pay Over Time


@USF wrote:

Did anyone get the offer from Amex recently for enrolling their charge card in Pay Over Time to get 10,000 MR points?


They have sent these targeted 10k offers in batches since at least 2016.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 10
Sharingan
Established Contributor

Re: Amex 10,000 MR points Pay Over Time


@USF wrote:

Did anyone get the offer from Amex recently for enrolling their charge card in Pay Over Time to get 10,000 MR points? I recently upgraded my old Zync card to the new Gold card and received the offer a few weeks later. They lured me in with a 40,000 point upgrade offer but was sorta bummed I did not get 50k like most new apps but this 10k made up for it lol. 

 

For those wondering said it would take 8-12 weeks for the points to show up if approved for POT but my points showed up in only a few days and my POT limit was $35K!


I received and accepted the 10k MR Pay Over Time enrollment offer on my AmEx Zync card earlier this year. My POT limit is $35k as well.

 

I, too, was offered the 40k MR bonus to upgrade my Zync to the Gold, but declined it. I also have an upgrade link for the Platinum card too, which I am even less interested in.



Message 6 of 10
Anonymous
Not applicable

Re: Amex 10,000 MR points Pay Over Time

Whaaaat?! You PCed the Zync card to the Gold card??? Maaan I'd trade my Gold card for a Zync card. 1000 MR points per 1 hr volunteer work. I used to volunteer like 6-8 hours a week at the local children's home.

You can easily find the 50k Gold offer on uscreditcardguide. That's what I got despite having had like 5 Amex cards already.
Message 7 of 10
MacRoadie
Contributor

Re: Amex 10,000 MR points Pay Over Time

I was enrolled automatically. No opt-in, and no MR Points...

 

"Welcome! Because you're one of our most valued Card Members, we've added an enhanced level of financial control to your Card by enabling Pay Over Time Select, a convenient, easy-to-use Pay Over Time feature. Instead of having to pay your balance all at once, you'll be able to pay eligible charges of $100 or more over time with interest."




FICO 8 (7/24/19) EX: 682, EQ: 701, TU: 700

FICO 8 (10/14/19) EX: 710, EQ: 711, TU: 709
Message 8 of 10
Shadowfactor
Valued Contributor

Re: Amex 10,000 MR points Pay Over Time


@MacRoadie wrote:

I was enrolled automatically. No opt-in, and no MR Points...

 

"Welcome! Because you're one of our most valued Card Members, we've added an enhanced level of financial control to your Card by enabling Pay Over Time Select, a convenient, easy-to-use Pay Over Time feature. Instead of having to pay your balance all at once, you'll be able to pay eligible charges of $100 or more over time with interest."


This isn’t exactly the same thing. I was enrolled automatically in POT select as well. 

 

The OP is referring to POT Direct. You must enroll in this one. 

 

As a DP I finally got enrolled and got my 10K points from the offer and another 5K for it being a headache and the 4 phone calls to get it done. 





Total Revolving Limits $254,800

Message 9 of 10
MacRoadie
Contributor

Re: Amex 10,000 MR points Pay Over Time

Ah...

The original post doesn't say that. That makes more sense. Enroll to have POT be your default payment option for any purchase over $100 (and potentially generate interest charges for AMEX), and they'll throw you a points bone.




FICO 8 (7/24/19) EX: 682, EQ: 701, TU: 700

FICO 8 (10/14/19) EX: 710, EQ: 711, TU: 709
Message 10 of 10
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