cancel
Showing results for 
Search instead for 
Did you mean: 

Amex 3X CLI question

tag
Creditwiser
Valued Contributor

Amex 3X CLI question

Counting the days untill I'm eligible to give the 3X CLI a go.  I've read The Definitive guide to Amex CLI but could not find an answer to this question...

 

Since I'm currently an AU with 20k available, will my 3X CLI, and my total avail CL among the two cards prompt a Financial Review?  Or is the AU not factored in ?   I currently sit at 2k SL.  Potential 3X CLI bringing me to 6k.  6 months thereafter, with some luck I can go to 18K.  This on paper brings my total avail credit with AMEX to 38K which is obviously above the 34K review threshold.

 

What say you Amex experts ?   Thanks.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 1 of 5
4 REPLIES 4
darwin_wins
Established Contributor

Re: Amex 3X CLI question

I believe your total limit would be your own limit and not the one that you are AU on.
Message 2 of 5
Discover2016
Valued Contributor

Re: Amex 3X CLI question

I think Amex will only factor your credit lines since you're not responsible for the AU account per se.

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 3 of 5
CreditCuriosity
Moderator Emeritus

Re: Amex 3X CLI question

Au accounts not included as your aren't responsible for repayment.

 

Also you are getting FR and request for 4506 confused..  FR accounts are froozen, if they request a 4506 due to asking for a CLI, you can cimply not supply it if they ask and you just won't get the CLI

Message 4 of 5
Creditwiser
Valued Contributor

Re: Amex 3X CLI question

Thanks everyone.  Good to know.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.