Amex AU back date question

Ammer · ‎03-20-2014

Hi,

I have a question regarding Amex back dating.

My membership date is 2010 and I have 3 Amex cards reporting with an open date of 2010.

My wife couldn't resist the 100.000 points offer for the Amex Platinum. She added me as authorized user.

Today the Platinum showed up on my credit report with an open date of 02/2014.

Is that correct ? The card has my correct 2010 date on it.

Correct or no ? Call Amex ? ...

Amex BCP (65.000), CapOne Venture ($50.000), Chase Sapphire Reserve ($45.000), Citi Double Cash ($26.000), Wells Fargo Amex WorldPropel (25.000), Amex SPG (25.000), Barclay American Airlines (22.500), Citi AA (19.700), Chase Amazon (12.500), Apple Card (15.000) Chase Freedom (5.400), Chase Freedom Unlimited (3.000), CapOne Quicksilver ($5.000), Chase Ink Cash (10.000), Amex EveryDay (1.000),

gdale6 · ‎03-20-2014

There is no info to report on this card back to 2010 so it will show the primary cardholders open date.

Ammer · ‎03-20-2014

All my other 3 cards where opened in 2013 but report as 2010, because my membership date is 2010 (Global Transfer)

My wife is the primary of the Amex and the card reports for her 02/2013 although opened in 02/2014

Amex BCP (65.000), CapOne Venture ($50.000), Chase Sapphire Reserve ($45.000), Citi Double Cash ($26.000), Wells Fargo Amex WorldPropel (25.000), Amex SPG (25.000), Barclay American Airlines (22.500), Citi AA (19.700), Chase Amazon (12.500), Apple Card (15.000) Chase Freedom (5.400), Chase Freedom Unlimited (3.000), CapOne Quicksilver ($5.000), Chase Ink Cash (10.000), Amex EveryDay (1.000),

Anonymous · ‎03-20-2014

@Ammer wrote:
Hi,

I have a question regarding Amex back dating.
My membership date is 2010 and I have 3 Amex cards reporting with an open date of 2010.
My wife couldn't resist the 100.000 points offer for the Amex Platinum. She added me as authorized user.
Today the Platinum showed up on my credit report with an open date of 02/2014.
Is that correct ? The card has my correct 2010 date on it.

Correct or no ? Call Amex ? ...

ACMs do not receive the benefit of backdating on their CRS.

If you are a primary cardholder, your CR's will be backdated as well. Amex recently changed their policy to exclude the CR backdating for ACMs - when you become a primary, your CR's would be backdated for YOUR new cc.

*personal cards - business cards it's a YMMV