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I was looking over my BCE statements and noticed that my grocery purchase at Fred Meyer only qualified for 1% cash back rather than 3%. Anyone else experience this with their BCE and Fred Meyer? The Amex statement categorizes the Fred Meyer purchase as "Grocery Stores." I'm a little bit annoyed that the purchase didn't earn the 3%, but I realize it's only a couple of bucks, so probably not worth calling Amex about it. I don't use my BCE much, as I prefer my Penfed and Sallie Mae for grocery purchases.
Wow, that's super disapointing to hear. I was planning on getting the BCE next year after a mortgage specificly for the grocery and gass. 1 percent means I'm better off just using almost any of my other cards.
Thanks a lot for the inforamtion. I'm not sure how many Pacific NW folks are on the forum, but, I run a good 1k thru Fred Meyer per month so I'm greatful for the info.
ya i would be slightly annoyed as it is clearly a grocery store lol
Do the MR cards get breakdowns like that?
All I see is a Points Summary at the bottom that tells me how many points each card accumulated, but doesn't say whether they come from "Grocery Stores," "Gas Stations," etc.
EDIT: Nevermind, found it.
@CribDuchess wrote:I was looking over my BCE statements and noticed that my grocery purchase at Fred Meyer only qualified for 1% cash back rather than 3%. Anyone else experience this with their BCE and Fred Meyer? The Amex statement categorizes the Fred Meyer purchase as "Grocery Stores." I'm a little bit annoyed that the purchase didn't earn the 3%, but I realize it's only a couple of bucks, so probably not worth calling Amex about it. I don't use my BCE much, as I prefer my Penfed and Sallie Mae for grocery purchases.
I don't have the card but your base reward is 1% but there maybe a page with your incentive rewards and that will have the extra 2% on it.
check for a page with your incentive rewards and not the base rewards
Not familiar with Fred Meyer, but not every grocery store will code as a super markets. The card does not give 3% (or 6% for the BCP) in grocery stores. It only does so for super markets. Even the Sallie Mae card does not code all grocery stores as super markets. When shopping at smaller grocery stores, I don't always get 5% on my Sallie Mae, nor did I get 6% on my BCP when I had it. I sometimes shop in smaller asian stores for variety in my food and they almost never give me the 5% on my Sallie Mae.
TLDR: Grocery stores are not 3% on BCE. Only super markets will give you 3%. Not sure about Fred Meyer, but if it codes as grocery store, you probably are stuck with the 1%.
@bz386 wrote:
Here is the scoop from the horse's mouth:
https://www.americanexpress.com/us/content/rewards-info/retail.html
Well, not really, as the supermarket list is just examples, and says it is not complete. (Drug stores is a complete list by contrast).
From the other horses mouth, you can get a feel of the random variation here:
https://community.americanexpress.com/message/28081#28081
@Anonymous wrote:Not familiar with Fred Meyer, but not every grocery store will code as a super markets. The card does not give 3% (or 6% for the BCP) in grocery stores. It only does so for super markets. Even the Sallie Mae card does not code all grocery stores as super markets. When shopping at smaller grocery stores, I don't always get 5% on my Sallie Mae, nor did I get 6% on my BCP when I had it. I sometimes shop in smaller asian stores for variety in my food and they almost never give me the 5% on my Sallie Mae.
TLDR: Grocery stores are not 3% on BCE. Only super markets will give you 3%. Not sure about Fred Meyer, but if it codes as grocery store, you probably are stuck with the 1%.
Grocery store, supermarket, what's the difference? I think they are splitting hairs. And, actually, I just checked my DH's statements for his BCE card that he opened in April, and he received 3% cash back on purchases categorized as "grocery store." My Fred Meyer purchase showed up as "grocery stores" rather than "grocery store".....so that "s" at the end is somehow the deal breaker? Doesn't make sense. But yes, I am aware that store coding can definitely have an impact on rewards. As always, YMMV.
Yeah... Kroger and Publix both get me 2x on my ED and register as "Merchandise & Supplies > Groceries"