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Amex BCE and Fred Meyer

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CribDuchess
Established Contributor

Amex BCE and Fred Meyer

I was looking over my BCE statements and noticed that my grocery purchase at Fred Meyer only qualified for 1% cash back rather than 3%.  Anyone else experience this with their BCE and Fred Meyer?  The Amex statement categorizes the Fred Meyer purchase as "Grocery Stores."  I'm a little bit annoyed that the purchase didn't earn the 3%, but I realize it's only a couple of bucks, so probably not worth calling Amex about it.  I don't use my BCE much, as I prefer my Penfed and Sallie Mae for grocery purchases.

 

Fred Meyer Amex Purchase.JPG

 

 

Amex Rewards.JPG

 

 

 

 

 

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 1 of 30
29 REPLIES 29
Anonymous
Not applicable

Re: Amex BCE and Fred Meyer

Wow, that's super disapointing to hear. I was planning on getting the BCE next year after a mortgage specificly for the grocery and gass. 1 percent means I'm better off just using almost any of my other cards.  

 

Thanks a lot for the inforamtion. I'm not sure how many Pacific NW  folks are on the forum, but, I run a good 1k thru Fred Meyer per month so I'm greatful for the info. 

Message 2 of 30
CreditCuriosity
Moderator Emeritus

Re: Amex BCE and Fred Meyer

ya i would be slightly annoyed as it is clearly a grocery store lol

Message 3 of 30
Anonymous
Not applicable

Re: Amex BCE and Fred Meyer

Do the MR cards get breakdowns like that?

All I see is a Points Summary at the bottom that tells me how many points each card accumulated, but doesn't say whether they come from "Grocery Stores," "Gas Stations," etc.

 

EDIT: Nevermind, found it.

Message 4 of 30
oracles
Valued Contributor

Re: Amex BCE and Fred Meyer


@CribDuchess wrote:

I was looking over my BCE statements and noticed that my grocery purchase at Fred Meyer only qualified for 1% cash back rather than 3%.  Anyone else experience this with their BCE and Fred Meyer?  The Amex statement categorizes the Fred Meyer purchase as "Grocery Stores."  I'm a little bit annoyed that the purchase didn't earn the 3%, but I realize it's only a couple of bucks, so probably not worth calling Amex about it.  I don't use my BCE much, as I prefer my Penfed and Sallie Mae for grocery purchases.

 

Fred Meyer Amex Purchase.JPG

 

 

Amex Rewards.JPG

 

 

 

 

 


I don't have the card but your base reward is 1% but there maybe a page with your incentive rewards and that will have the extra 2% on it.

 

check for a page with your incentive rewards and not the base rewards

Message 5 of 30
Anonymous
Not applicable

Re: Amex BCE and Fred Meyer

Not familiar with Fred Meyer, but not every grocery store will code as a super markets. The card does not give 3% (or 6% for the BCP) in grocery stores. It only does so for super markets. Even the Sallie Mae card does not code all grocery stores as super markets. When shopping at smaller grocery stores, I don't always get 5% on my Sallie Mae, nor did I get 6% on my BCP when I had it. I sometimes shop in smaller asian stores for variety in my food and they almost never give me the 5% on my Sallie Mae.

 

 

TLDR: Grocery stores are not 3% on BCE. Only super markets will give you 3%. Not sure about Fred Meyer, but if it codes as grocery store, you probably are stuck with the 1%.  

Message 6 of 30
bz386
Frequent Contributor

Re: Amex BCE and Fred Meyer

Message 7 of 30
Anonymous
Not applicable

Re: Amex BCE and Fred Meyer


@bz386 wrote:
Here is the scoop from the horse's mouth:

https://www.americanexpress.com/us/content/rewards-info/retail.html

Well, not really, as the supermarket list is just examples, and says it is not complete.  (Drug stores is a complete list by contrast).

 

From the other horses mouth, you can get a feel of the random variation here:

 

https://community.americanexpress.com/message/28081#28081

 

 

Message 8 of 30
CribDuchess
Established Contributor

Re: Amex BCE and Fred Meyer


@Anonymous wrote:

Not familiar with Fred Meyer, but not every grocery store will code as a super markets. The card does not give 3% (or 6% for the BCP) in grocery stores. It only does so for super markets. Even the Sallie Mae card does not code all grocery stores as super markets. When shopping at smaller grocery stores, I don't always get 5% on my Sallie Mae, nor did I get 6% on my BCP when I had it. I sometimes shop in smaller asian stores for variety in my food and they almost never give me the 5% on my Sallie Mae.

 

 

TLDR: Grocery stores are not 3% on BCE. Only super markets will give you 3%. Not sure about Fred Meyer, but if it codes as grocery store, you probably are stuck with the 1%.  


Grocery store, supermarket, what's the difference?  I think they are splitting hairs.  And, actually, I just checked my DH's statements for his BCE card that he opened in April, and he received 3% cash back on purchases categorized as "grocery store."  My Fred Meyer purchase showed up as "grocery stores" rather than "grocery store".....so that "s" at the end is somehow the deal breaker?  Doesn't make sense.  But yes, I am aware that store coding can definitely have an impact on rewards.  As always, YMMV.

 

safeway.JPG

 

 

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 9 of 30
Anonymous
Not applicable

Re: Amex BCE and Fred Meyer

Yeah... Kroger and Publix both get me 2x on my ED and register as "Merchandise & Supplies > Groceries" 

Message 10 of 30
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