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i recently got approved for 3 AMEX cards with multiple collections (3) and 30/60/90/120 days lates on my older car loan. But the last derogatory information is from 2012 November on a 200 dollar secured credit card. I would say wait a year to apply again with AMEX.
How did you get them to be gone? Lol
I DV'd Midland holiday season Starting the day befor Thanksgiving.......
Lol not bad