@SoCalGardener wrote:
@wasCB14 wrote:
But between downgrading BCP to BCE in Jan 2021 (having upgraded ED to EDP about two months before) and upgrading BCE to BCP again in Oct 2021, I didn't make any purchases with the card. 9 full months in the sock drawer.
Just goes to show how different people have different needs and likes. I practically burn up my BCP every month! I ran stats [on Amex's site] the other day, and saw that Instacart accounts for some 90+% of my annual spend on that card. As I've noted elsewhere, its 6% CB on groceries alone makes its AF a non-issue, and then some!
Actually, come to think of it, my small amount of January 2021 spend on BCE was in error.
My BCE (now BCP) has the same last 5 digits as Schwab Platinum. I had been trying to use one of the special $50 Instacart promotions on Schwab.
And I also had the 10x supermarket promo on my regular Platinum.
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
